Adams County, Colorado (CO)
Installment Loans in Thornton, CO
1 lender in Thornton, CO · 1 lists hours · 1 verified in the last 30 days · + 1 reported, not yet verified
Looking for an installment loan near you in Thornton, Colorado? We list 1 lender location in Thornton with its address, phone number, opening hours and, where Colorado publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
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OneMain Financial
400 E 84th Ave 4.7 mi from downtown
Source: OneMain Financial branches (CO) · verified Oct 9, 2026
Other lenders reported in Thornton
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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ACE Cash Express Not yet verified
Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.
Thornton lenders at a glance
Thornton, in Adams County (population 146,689), has 1 lender location in our directory: 1 installment lender, all in ZIP code 80229. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Northglenn, about 2 miles away, with 1 location.
- Stores by loan type
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Installment loans 1
- County
- Adams County
- ZIP code
- 80229
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Colorado
- Average APR (installment loans): 21.83% Source: Colorado AG, 2022-2024 Supervised Lender Annual Report Composite (Appendix F) (2023)
Rules for lenders in Thornton
Thornton has no local payday or title loan ordinance in our records, so Colorado state law applies.
- The finance charge on a payday (deferred deposit) loan cannot exceed an annual percentage rate of 36 percent, and a lender may charge only the charges the Deferred Deposit Loan Act expressly allows. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
- A payday lender may charge only the charges expressly authorized in the Deferred Deposit Loan Act, so origination and monthly maintenance fees are not allowed. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
- If a payday loan is prepaid before maturity, the lender must refund a prorated portion of the finance charge. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
- The voters declared their intent to lower the maximum authorized finance charge for payday loans to an annual percentage rate of 36 percent (Proposition 111, effective February 1, 2019). Source: Colo. Rev. Stat. 5-3.1-101.5 · verified Oct 9, 2026 · medium confidence
All rules: Colorado lending rules.
Questions people ask
How many installment lenders are in Thornton, CO?
We list 1 installment lender in Thornton, checked against their sources as of October 9, 2026.
Are payday loans legal in Colorado?
We list no payday loan stores in Colorado. The finance charge on a payday (deferred deposit) loan cannot exceed an annual percentage rate of 36 percent, and a lender may charge only the charges the Deferred Deposit Loan Act expressly allows (Colo. Rev. Stat. 5-3.1-105).
Which lenders have the most stores in Thornton?
OneMain Financial (1 store).
Are any lenders in Thornton open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- OneMain Financial branches (CO) · 1 location Last verified Oct 11, 2026
- Colo. Rev. Stat. 5-2-301(1) · General rules Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-2-302(4) · General rules Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-3.1-105 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-3.1-101.5 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-3.1-106(1), Colo. Rev. Stat. 5-3.1-106(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-3.1-108(1), Colo. Rev. Stat. 5-3.1-108(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-3.1-112 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-3.1-116 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-2-201(1), Colo. Rev. Stat. 5-2-201(3)(a), Colo. Rev. Stat. 5-2-201(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-2-214(1), Colo. Rev. Stat. 5-2-214(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 5-2-308(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 29-11.9-102 · Pawn loans Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 29-11.9-101(2) · Pawn loans Last verified Oct 9, 2026 · medium confidence
- Colo. Rev. Stat. 29-11.9-103(5) · Pawn loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.