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Adams County, Colorado (CO)

Pawn Shops in Commerce City, CO

1 lender in Commerce City, CO · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days

Looking for a pawn shop near you in Commerce City, Colorado? We list 1 lender location in Commerce City with its address, phone number, opening hours and, where Colorado publishes it, license status. Last checked October 9, 2026.

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Commerce City lenders at a glance

Commerce City, in Adams County (population 70,245), has 1 lender location in our directory: 1 pawn shop, all in ZIP code 80022. The chain with the most stores here is EZPAWN (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Thornton, about 8 miles away, with 1 location.

Stores by loan type
Pawn shops 1
County
Adams County
ZIP code
80022
Hours (1 store lists them)
Open Saturday: 1

Typical cost in Colorado

Rules for lenders in Commerce City

Commerce City has no local payday or title loan ordinance in our records, so Colorado state law applies.

  • The finance charge on a payday (deferred deposit) loan cannot exceed an annual percentage rate of 36 percent, and a lender may charge only the charges the Deferred Deposit Loan Act expressly allows. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
  • A payday lender may charge only the charges expressly authorized in the Deferred Deposit Loan Act, so origination and monthly maintenance fees are not allowed. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
  • If a payday loan is prepaid before maturity, the lender must refund a prorated portion of the finance charge. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
  • The voters declared their intent to lower the maximum authorized finance charge for payday loans to an annual percentage rate of 36 percent (Proposition 111, effective February 1, 2019). Source: Colo. Rev. Stat. 5-3.1-101.5 · verified Oct 9, 2026 · medium confidence

All rules: Colorado lending rules.

Questions people ask

How many pawn shops are in Commerce City, CO?

We list 1 pawn shop in Commerce City, checked against their sources as of October 9, 2026.

Are payday loans legal in Colorado?

We list no payday loan stores in Colorado. The finance charge on a payday (deferred deposit) loan cannot exceed an annual percentage rate of 36 percent, and a lender may charge only the charges the Deferred Deposit Loan Act expressly allows (Colo. Rev. Stat. 5-3.1-105).

Which lenders have the most stores in Commerce City?

EZPAWN (1 store).

Are any lenders in Commerce City open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. EZPAWN store locator (CO) · 1 location Last verified Oct 11, 2026
  2. Colo. Rev. Stat. 5-2-301(1) · General rules Last verified Oct 9, 2026 · medium confidence
  3. Colo. Rev. Stat. 5-2-302(4) · General rules Last verified Oct 9, 2026 · medium confidence
  4. Colo. Rev. Stat. 5-3.1-105 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Colo. Rev. Stat. 5-3.1-101.5 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Colo. Rev. Stat. 5-3.1-106(1), Colo. Rev. Stat. 5-3.1-106(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Colo. Rev. Stat. 5-3.1-108(1), Colo. Rev. Stat. 5-3.1-108(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. Colo. Rev. Stat. 5-3.1-112 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  9. Colo. Rev. Stat. 5-3.1-116 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  10. Colo. Rev. Stat. 5-2-201(1), Colo. Rev. Stat. 5-2-201(3)(a), Colo. Rev. Stat. 5-2-201(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  11. Colo. Rev. Stat. 5-2-214(1), Colo. Rev. Stat. 5-2-214(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  12. Colo. Rev. Stat. 5-2-308(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  13. Colo. Rev. Stat. 29-11.9-102 · Pawn loans Last verified Oct 9, 2026 · medium confidence
  14. Colo. Rev. Stat. 29-11.9-101(2) · Pawn loans Last verified Oct 9, 2026 · medium confidence
  15. Colo. Rev. Stat. 29-11.9-103(5) · Pawn loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.