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El Paso County, Colorado (CO)

Installment Loans in Colorado Springs, CO

2 lenders in Colorado Springs, CO · 2 list hours · 2 verified in the last 30 days

Looking for an installment loan near you in Colorado Springs, Colorado? We list 2 installment lenders in Colorado Springs with addresses, phone numbers, opening hours and, where Colorado publishes it, license status. Last checked October 9, 2026.

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Colorado Springs lenders at a glance

Colorado Springs, in El Paso County (population 493,554), has 2 lender locations in our directory: 6 pawn shops and 2 installment lenders (some stores offer more than one type), across 8 ZIP codes. The chains with the most stores here are EZPAWN (6) and OneMain Financial (2). Of the 8 stores that publish hours, 6 open on Saturday and 1 on Sunday. The nearest other city with lenders is Pueblo, about 42 miles away, with 3 locations.

Stores by loan type
Installment loans 2
Pawn shops 6
County
El Paso County
ZIP codes with stores
80904, 80905, 80906, 80907, 80909, 80910, 80916, 80920
Hours (8 stores list them)
Open Saturday: 6
Open Sunday: 1
Open until 7 pm or later on weekdays: 6

Typical cost in Colorado

Rules for lenders in Colorado Springs

Colorado Springs has no local payday or title loan ordinance in our records, so Colorado state law applies.

  • The finance charge on a payday (deferred deposit) loan cannot exceed an annual percentage rate of 36 percent, and a lender may charge only the charges the Deferred Deposit Loan Act expressly allows. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
  • A payday lender may charge only the charges expressly authorized in the Deferred Deposit Loan Act, so origination and monthly maintenance fees are not allowed. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
  • If a payday loan is prepaid before maturity, the lender must refund a prorated portion of the finance charge. Source: Colo. Rev. Stat. 5-3.1-105 · verified Oct 9, 2026 · medium confidence
  • The voters declared their intent to lower the maximum authorized finance charge for payday loans to an annual percentage rate of 36 percent (Proposition 111, effective February 1, 2019). Source: Colo. Rev. Stat. 5-3.1-101.5 · verified Oct 9, 2026 · medium confidence

All rules: Colorado lending rules.

Questions people ask

How many pawn shops are in Colorado Springs, CO?

We list 6 pawn shops and 2 installment lenders in Colorado Springs, checked against their sources as of October 9, 2026.

Are payday loans legal in Colorado?

We list no payday loan stores in Colorado. The finance charge on a payday (deferred deposit) loan cannot exceed an annual percentage rate of 36 percent, and a lender may charge only the charges the Deferred Deposit Loan Act expressly allows (Colo. Rev. Stat. 5-3.1-105).

Which lenders have the most stores in Colorado Springs?

EZPAWN (6 stores) and OneMain Financial (2 stores).

Are any lenders in Colorado Springs open on weekends?

Of the 8 stores that publish hours, 6 open on Saturday and 1 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (CO) · 2 locations Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), CO · 1 location Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Colo. Rev. Stat. 5-2-301(1) · General rules Last verified Oct 9, 2026 · medium confidence
  4. Colo. Rev. Stat. 5-2-302(4) · General rules Last verified Oct 9, 2026 · medium confidence
  5. Colo. Rev. Stat. 5-3.1-105 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Colo. Rev. Stat. 5-3.1-101.5 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Colo. Rev. Stat. 5-3.1-106(1), Colo. Rev. Stat. 5-3.1-106(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. Colo. Rev. Stat. 5-3.1-108(1), Colo. Rev. Stat. 5-3.1-108(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  9. Colo. Rev. Stat. 5-3.1-112 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  10. Colo. Rev. Stat. 5-3.1-116 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  11. Colo. Rev. Stat. 5-2-201(1), Colo. Rev. Stat. 5-2-201(3)(a), Colo. Rev. Stat. 5-2-201(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  12. Colo. Rev. Stat. 5-2-214(1), Colo. Rev. Stat. 5-2-214(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  13. Colo. Rev. Stat. 5-2-308(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  14. Colo. Rev. Stat. 29-11.9-102 · Pawn loans Last verified Oct 9, 2026 · medium confidence
  15. Colo. Rev. Stat. 29-11.9-101(2) · Pawn loans Last verified Oct 9, 2026 · medium confidence
  16. Colo. Rev. Stat. 29-11.9-103(5) · Pawn loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.