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San Luis Obispo County, California (CA)

Installment Loans in San Luis Obispo, CA

1 lender in San Luis Obispo, CA · 1 lists hours · 1 verified in the last 30 days · + 1 reported, not yet verified

Looking for an installment loan near you in San Luis Obispo, California? We list 1 lender location in San Luis Obispo with its address, phone number, opening hours and, where California publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

Other lenders reported in San Luis Obispo

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.

San Luis Obispo lenders at a glance

San Luis Obispo, in San Luis Obispo County (population 49,729), has 1 lender location in our directory: 1 installment lender, all in ZIP code 93401. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Santa Maria, about 26 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
San Luis Obispo County
ZIP code
93401
Hours (1 store lists them)
Closed on weekends

Rules for lenders in San Luis Obispo

San Luis Obispo has no local payday or title loan ordinance in our records, so California state law applies.

  • A lender may offer an extension or payment plan on an existing payday loan but cannot charge any extra fee for it. Source: Cal. Fin. Code § 23036(b) · verified Oct 8, 2026 · medium confidence
  • A customer cannot face criminal penalties for failing to repay a payday loan. Source: Cal. Fin. Code § 23035(b) · verified Oct 8, 2026 · medium confidence
  • A payday lender cannot accept any collateral for a payday loan. Source: Cal. Fin. Code § 23035(c)(5) · verified Oct 8, 2026 · medium confidence
  • Offering, making or arranging a payday loan requires a license from the commissioner of the Department of Financial Protection and Innovation. Source: Cal. Fin. Code § 23005(a) · verified Oct 8, 2026 · medium confidence

All rules: California lending rules.

Questions people ask

How many installment lenders are in San Luis Obispo, CA?

We list 1 installment lender in San Luis Obispo, checked against their sources as of October 8, 2026.

Which lenders have the most stores in San Luis Obispo?

OneMain Financial (1 store).

Are any lenders in San Luis Obispo open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (CA) · 1 location Last verified Oct 11, 2026
  2. Cal. Fin. Code § 23036(b), Cal. Fin. Code § 23036(a), Cal. Fin. Code § 23036(c), Cal. Fin. Code § 23036(e) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  3. Cal. Fin. Code § 23035(b), Cal. Fin. Code § 23035(c)(5), Cal. Fin. Code § 23035(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  4. Cal. Fin. Code § 23005(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  5. Cal. Fin. Code § 22303(a), Cal. Fin. Code § 22303(b), Cal. Fin. Code § 22303(c), Cal. Fin. Code § 22303(d) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  6. Cal. Fin. Code § 22304.5(a) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  7. Cal. Fin. Code § 21200(a)(1), Cal. Fin. Code § 21200(a)(2) · Pawn loans Last verified Oct 8, 2026 · medium confidence
  8. Cal. Fin. Code § 21201(a) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.