Emergency Loans for Rent: What to Try First
Short on rent? Try 211, HUD programs and your landlord first. What a payday loan costs by state and how it compares with a late fee. Independent; not a lender.
Financial Insights · Page 2
Plain-English guides to cash advances, short-term loans and the alternatives.
How to Pay for Car Repairs When You're Short on Cash
Before you borrow against the car you need fixed, learn the risks of title loans, what repossession means, and cheaper options. Independent; not a lender.
Loans to Pay Bail: Options and Risks
Pawn, title and payday loans can raise cash fast, but each has a cost or a risk. Pawn and title rules by state, plus what to ask. Independent; not a lender.
No-Credit-Check Loans: What They Really Are
"No credit check" often still means a database or bank-account check. What state rules say, how to spot loan scams, and options. Independent; not a lender.
Payday Loans in Arizona: What Replaced Them Since 2010
Arizona's payday law expired June 30, 2010 and payday lenders are no longer licensed. See the 36% consumer cap and title options. Independent; not a lender.
Are Payday Loans Legal in Georgia? Title Loans and Other Options
Payday lending is illegal in Georgia, but title (pawn) and licensed installment loans exist. See the O.C.G.A. rules and options. Independent; not a lender.
Illinois Payday and Installment Loans: The 36% APR Cap Explained
Illinois caps payday, installment and most consumer loans at 36% APR. See how the law works, how to check a license and options. Independent; not a lender.
Payday Loans in California: The $300 Limit, Fees and Other Options
California payday loans: $300 check, 15% fee, 31 days at most. See payday and installment rules, license checks and options. Independent; not a lender.
Ohio Short-Term Loans: How the 28% Cap Works for Payday and Installment Loans
Ohio's Short-Term Loan Act: loans up to $1,000, 28% interest, at least 91 days, capped fees. How it works and what to check. Independent; not a lender.
Are Payday Loans Legal in Florida? Limits, Fees and Alternatives
Payday loans are legal in Florida: $500 limit, 10% fee, a statewide database, a 60-day grace period. Title and installment rules too. Independent.
Payday, Title and Installment Loans in Texas: Rules, Costs and Options
Payday and title loans are legal in Texas with no state fee cap, but 46 cities set limits. The rules, costs and license checks. Independent; not a lender.
Where Are Payday Loans Legal? A State-by-State Guide
Payday loans are allowed under state law in 28 states and banned, unlicensed or capped in 19 states + DC. The rule and law for each. Independent, not a lender.