Kanawha County, West Virginia (WV)
Installment Loans in Charleston, WV
1 lender in Charleston, WV · 1 lists hours · 1 verified in the last 30 days
Looking for an installment loan near you in Charleston, West Virginia? We list 1 lender location in Charleston with its address, phone number, opening hours and, where West Virginia publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
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OneMain Financial
340 MacCorkle Ave SE, Ste 310 4.4 mi from downtown
Source: OneMain Financial branches (WV) · verified Oct 9, 2026
Charleston lenders at a glance
Charleston, in Kanawha County (population 46,482), has 1 lender location in our directory: 1 installment lender, all in ZIP code 25314. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Oak Hill, about 37 miles away, with 1 location.
- Stores by loan type
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Installment loans 1
- County
- Kanawha County
- ZIP code
- 25314
- Hours (1 store lists them)
- Closed on weekends
Typical cost in West Virginia
- On a regulated consumer loan of $3,500 or less not secured by real property, the loan finance charge may not exceed 31 percent a year on the unpaid balance. Source: W. Va. Code § 46A-4-107(2) · medium confidence
- On a loan above $3,500 up to $15,000 the finance charge may not exceed 27 percent a year, and 18 percent a year on any loan above $15,000. Source: W. Va. Code § 46A-4-107(3) · medium confidence
Rules for lenders in Charleston
Charleston has no local payday or title loan ordinance in our records, so West Virginia state law applies.
- The West Virginia Division of Financial Institutions states on its consumer page that traditional "Payday Lenders" are generally prohibited within the state (W. Va. Code ch. 32A, art. 3). Source: W. Va. Code ch. 32A, art. 3 (as cited by the DFI consumer page) · verified Oct 9, 2026 · medium confidence
All rules: West Virginia lending rules.
Questions people ask
How many installment lenders are in Charleston, WV?
We list 1 installment lender in Charleston, checked against their sources as of October 9, 2026.
Are payday loans legal in West Virginia?
No. The West Virginia Division of Financial Institutions states on its consumer page that traditional "Payday Lenders" are generally prohibited within the state (W. Va. Code ch. 32A, art. 3) (W. Va. Code ch. 32A, art. 3 (as cited by the DFI consumer page)).
Which lenders have the most stores in Charleston?
OneMain Financial (1 store).
Are any lenders in Charleston open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- OneMain Financial branches (WV) · 1 location Last verified Oct 11, 2026
- W. Va. Code ch. 32A, art. 3 (as cited by the DFI consumer page) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- W. Va. Code § 46A-4-101 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
- W. Va. Code § 46A-4-107(2), W. Va. Code § 46A-4-107(3) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
- W. Va. Code § 46A-4-109(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.