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Spokane County, Washington (WA)

Installment Loans in Spokane, WA

1 lender in Spokane, WA · 1 lists hours · 1 verified in the last 30 days · + 11 reported, not yet verified

Looking for an installment loan near you in Spokane, Washington? We list 1 lender location in Spokane with its address, phone number, opening hours and, where Washington publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Spokane

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.

Spokane lenders at a glance

Spokane, in Spokane County (population 230,609), has 1 lender location in our directory: 1 installment lender, all in ZIP code 99218. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Spokane Valley, about 9 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Spokane County
ZIP code
99218
Hours (1 store lists them)
Closed on weekends

Typical cost in Washington

  • A Consumer Loan Act licensee can lend at up to 25 percent a year, by the simple interest method. This applies to consumer finance and title lenders licensed under chapter 31.04. Source: Wash. Rev. Code § 31.04.105(1)
  • A Consumer Loan Act licensee can charge a nonrefundable origination fee of up to 4 percent of the first $20,000 and 2 percent after that. Source: Wash. Rev. Code § 31.04.105(2)

Rules for lenders in Spokane

Spokane has no local payday or title loan ordinance in our records, so Washington state law applies.

  • A payday (small) loan cannot be more than $700, or 30 percent of the borrower's gross monthly income if that is lower. Source: Wash. Rev. Code § 31.45.073(2) · verified Oct 9, 2026
  • Outstanding small loans from all licensees combined cannot exceed 30 percent of the borrower's gross monthly income (or $700, whichever is lower). Source: Wash. Rev. Code § 31.45.073(2) · verified Oct 9, 2026
  • A small loan cannot end more than 45 days after it is made, unless borrower and lender both agree to an extension with no added fee or interest. Source: Wash. Rev. Code § 31.45.073(2) · verified Oct 9, 2026
  • A licensee with a small loan endorsement can charge interest and fees of up to 15 percent of the first $500 of principal. Source: Wash. Rev. Code § 31.45.073(5) · verified Oct 9, 2026

All rules: Washington lending rules.

Questions people ask

How many installment lenders are in Spokane, WA?

We list 1 installment lender in Spokane, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Spokane?

OneMain Financial (1 store).

Are any lenders in Spokane open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (WA) · 1 location Last verified Oct 11, 2026
  2. Wash. Rev. Code § 31.04.025(1)-(3), Wash. Rev. Code § 31.04.025(4)(d) · General rules Last verified Oct 9, 2026 · high confidence
  3. Wash. Rev. Code § 31.45.073(2), Wash. Rev. Code § 31.45.073(5), Wash. Rev. Code § 31.45.073(4), Wash. Rev. Code § 31.45.073(1), Wash. Rev. Code § 31.45.073(6) · Payday loans (deferred presentment), Title loans Last verified Oct 9, 2026 · high confidence
  4. Wash. Rev. Code § 31.45.084(1), Wash. Rev. Code § 31.45.084(3) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  5. Wash. Rev. Code § 31.45.093(1), (3) · Statewide loan database Last verified Oct 9, 2026 · high confidence
  6. Wash. Rev. Code § 31.04.105(1), Wash. Rev. Code § 31.04.105(2), Wash. Rev. Code § 31.04.105(6) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  7. Wash. Rev. Code § 19.60.060(1)(l), Wash. Rev. Code § 19.60.060(3) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.