Washington (WA) lender directory
Installment Loans in Washington
Looking for an installment loan near you in Washington? Pick your city below. We list 24 stores in 22 Washington cities, built from lenders' own store pages. Data last checked October 9, 2026.
Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer
Installment loans by city
- Puyallup 2
- Tacoma 2
- Aberdeen 1
- Bellingham 1
- Burlington 1
- Chehalis 1
- Everett 1
- Kelso 1
- Kennewick 1
- Kent 1
- Lacey 1
- Lynnwood 1
- Marysville 1
- Olympia 1
- Renton 1
- Seattle 1
- Silverdale 1
- Spokane 1
- Spokane Valley 1
- Vancouver 1
- Wenatchee 1
- Yakima 1
Installment loans in Washington: the rules
- A Consumer Loan Act licensee can lend at up to 25 percent a year, by the simple interest method. This applies to consumer finance and title lenders licensed under chapter 31.04. Source: Wash. Rev. Code § 31.04.105(1) · verified Oct 9, 2026
- A Consumer Loan Act licensee can charge a nonrefundable origination fee of up to 4 percent of the first $20,000 and 2 percent after that. Source: Wash. Rev. Code § 31.04.105(2) · verified Oct 9, 2026
- A Consumer Loan Act licensee can charge a late penalty of up to 10 percent of an installment that is ten or more days late. Source: Wash. Rev. Code § 31.04.105(6) · verified Oct 9, 2026
Lenders in Washington are licensed by the Washington State Department of Financial Institutions (DFI), Division of Consumer Services. See also online lenders and apps in Washington.
Washington lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
DFI 2025 Payday Lending Report (2025)
| Loan | Measure | Value |
|---|---|---|
| Payday loan | Average borrower monthly income | $5,006 |
| Payday loan | Average fee per loan | $56.40 |
| Payday loan | Average loan | $464.96 |
| Payday loan | Average term to due date | 43 days |
| Payday loan | Branches | 22 |
| Payday loan | Complaints received | 16 |
| Payday loan | Default rate | 10% |
| Payday loan | Loans in default | 26,908 |
| Payday loan | Installment plans requested | 19,771 |
| Payday loan | Licensees | 8 |
| Payday loan | Total amount lent | $124,795,321 |
| Payday loan | Loans made | 268,399 |
| Payday loan | Total fees paid | $15,138,298 |
| Payday loan | Total locations | 30 |
| Payday loan | Borrowers | 86,374 |
Source: DFI 2025 Payday Lending Report · verified Oct 9, 2026
Questions people ask
How many installment lenders are in Washington?
We list 24 installment lenders in Washington, in 22 cities.
Which Washington cities have the most installment lenders?
Puyallup (2), Tacoma (2), Aberdeen (1), Bellingham (1) and Burlington (1).
How much can lenders charge in Washington?
A Consumer Loan Act licensee can lend at up to 25 percent a year, by the simple interest method. This applies to consumer finance and title lenders licensed under chapter 31.04 (Wash. Rev. Code § 31.04.105(1)). More limits are listed under the state rules on this page.
How do I check a lender's license in Washington?
Lenders in Washington are licensed by the Washington State Department of Financial Institutions (DFI), Division of Consumer Services. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- OneMain Financial branches (WA) · 24 locations Last verified Oct 11, 2026
- Wash. Rev. Code § 31.04.025(1)-(3), Wash. Rev. Code § 31.04.025(4)(d) · General rules Last verified Oct 9, 2026 · high confidence
- Wash. Rev. Code § 31.45.073(2), Wash. Rev. Code § 31.45.073(5), Wash. Rev. Code § 31.45.073(4), Wash. Rev. Code § 31.45.073(1), Wash. Rev. Code § 31.45.073(6) · Payday loans (deferred presentment), Title loans Last verified Oct 9, 2026 · high confidence
- Wash. Rev. Code § 31.45.084(1), Wash. Rev. Code § 31.45.084(3) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
- Wash. Rev. Code § 31.45.093(1), (3) · Statewide loan database Last verified Oct 9, 2026 · high confidence
- Wash. Rev. Code § 31.04.105(1), Wash. Rev. Code § 31.04.105(2), Wash. Rev. Code § 31.04.105(6) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
- Wash. Rev. Code § 19.60.060(1)(l), Wash. Rev. Code § 19.60.060(3) · Pawn loans Last verified Oct 9, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.