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Charlottesville city, Virginia (VA)

Installment Loans in Charlottesville, VA

2 lenders in Charlottesville, VA · 2 list hours · 2 verified in the last 30 days

Looking for an installment loan near you in Charlottesville, Virginia? We list 2 installment lenders in Charlottesville with addresses, phone numbers, opening hours and, where Virginia publishes it, license status. Last checked October 9, 2026.

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Charlottesville lenders at a glance

Charlottesville, in Charlottesville city (population 44,767), has 2 lender locations in our directory: 2 installment lenders, across 2 ZIP codes. The chains with the most stores here are OneMain Financial (1) and Republic Finance (1). Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Waynesboro, about 23 miles away, with 1 location.

Stores by loan type
Installment loans 2
County
Charlottesville city
ZIP codes with stores
22901, 22911
Hours (2 stores list them)
Closed on weekends

Typical cost in Virginia

  • A consumer finance company can charge interest of up to 36 percent a year on installment loans, computed on the unpaid balance (no add-on interest). Source: Va. Code Ann. § 6.2-1520(A)
  • A consumer finance company can make installment loans of $300 to $35,000, lasting 6 to 120 months. Source: Va. Code Ann. § 6.2-1520(A)

Rules for lenders in Charlottesville

Charlottesville has no local payday or title loan ordinance in our records, so Virginia state law applies.

All rules: Virginia lending rules.

Questions people ask

How many installment lenders are in Charlottesville, VA?

We list 2 installment lenders in Charlottesville, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Charlottesville?

OneMain Financial (1 store) and Republic Finance (1 store).

Are any lenders in Charlottesville open on weekends?

Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Republic Finance locations (VA) · 1 location Last verified Oct 15, 2026
  2. OneMain Financial branches (VA) · 1 location Last verified Oct 15, 2026
  3. Va. Code Ann. § 6.2-303(A) · General rules Last verified Oct 9, 2026 · high confidence
  4. Va. Code Ann. § 6.2-1801(A)-(B), (D) · General rules Last verified Oct 9, 2026 · high confidence
  5. Va. Code Ann. § 6.2-1816.1(1), Va. Code Ann. § 6.2-1816.1(2), Va. Code Ann. § 6.2-1816.1(5) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  6. Va. Code Ann. § 6.2-1817(A)(1), Va. Code Ann. § 6.2-1817(A)(2), Va. Code Ann. § 6.2-1817(B) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  7. Va. Code Ann. § 6.2-1818.3 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  8. Va. Code Ann. § 6.2-1818.2(F) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  9. Va. Code Ann. § 6.2-1818.4 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  10. Va. Code Ann. § 6.2-1810(B)(1), (5) · Statewide loan database Last verified Oct 9, 2026 · high confidence
  11. Va. Code Ann. § 6.2-2215.1(1), Va. Code Ann. § 6.2-2215.1(2) · Title loans Last verified Oct 9, 2026 · high confidence
  12. Va. Code Ann. § 6.2-2216(A)(1), Va. Code Ann. § 6.2-2216(A)(2) · Title loans Last verified Oct 9, 2026 · high confidence
  13. Va. Code Ann. § 6.2-2216.4 · Title loans Last verified Oct 9, 2026 · high confidence
  14. Va. Code Ann. § 6.2-2217(A), (B), (E) · Title loans Last verified Oct 9, 2026 · high confidence
  15. Va. Code Ann. § 6.2-1520(A), Va. Code Ann. § 6.2-1520(B), Va. Code Ann. § 6.2-1520(C) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  16. Va. Code Ann. § 6.2-1501(A), (F) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  17. Va. Code Ann. § 54.1-4008(A) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.