CashAdvance.io

Davis County, Utah (UT)

Payday Loans in Layton, UT

1 lender in Layton, UT · 1 lists hours · 1 open Saturday · 1 open Sunday · 1 verified in the last 30 days

Looking for a payday loan near you in Layton, Utah? We list 1 payday loan store in Layton with its address, phone number, opening hours and, where Utah publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Layton lenders at a glance

Layton, in Davis County (population 84,348), has 1 lender location in our directory: 1 payday loan store, 1 title loan store and 1 installment lender (some stores offer more than one type), all in ZIP code 84041. The chains with the most stores here are Check City (1) and OneMain Financial (1). Of the 2 stores that publish hours, 1 open on Saturday and 1 on Sunday. The nearest other city with lenders is Clearfield, about 3 miles away, with 2 locations.

Stores by loan type
Payday loans 1
Title loans 1
Installment loans 1
County
Davis County
ZIP code
84041
Hours (2 stores list them)
Open Saturday: 1
Open Sunday: 1
Open until 7 pm or later on weekdays: 1

Rules for lenders in Layton

Layton has no local payday or title loan ordinance in our records, so Utah state law applies.

  • A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date. Source: Utah Code § 7-23-201(2)(a) · verified Oct 9, 2026 · medium confidence
  • A deferred deposit lender must show the commissioner that it is registered with the nationwide database (NMLS). Source: Utah Code § 7-23-201(2)(b)(iv) · verified Oct 9, 2026 · medium confidence
  • The commissioner can fine an unregistered lender $500 for each Utah office if it does not register within 30 days of notice. Source: Utah Code § 7-23-201(4)(b) · verified Oct 9, 2026 · medium confidence
  • A deferred deposit loan cannot be rolled over if the rollover requires payment of the amount owed, in whole or in part, more than 10 weeks after the loan was first made, and no interest accrues on a balance after 10 weeks. Source: Utah Code § 7-23-401(4)(a),(c) · verified Oct 9, 2026 · medium confidence

All rules: Utah lending rules.

Questions people ask

How many payday loan stores are in Layton, UT?

We list 1 payday loan store, 1 title loan store and 1 installment lender in Layton, checked against their sources as of October 9, 2026.

Are payday loans legal in Utah?

Yes. Payday lenders operate in Utah under state rules. For example: A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date (Utah Code § 7-23-201(2)(a)).

Which lenders have the most stores in Layton?

Check City (1 store) and OneMain Financial (1 store).

Are any lenders in Layton open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 1 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Check City branch pages (UT) · 1 location Last verified Oct 15, 2026
  2. Utah Code § 70C-2-101 · General rules Last verified Oct 9, 2026 · medium confidence
  3. Utah Code § 7-23-201(2)(a), Utah Code § 7-23-201(2)(b)(iv), Utah Code § 7-23-201(4)(b) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Utah Code § 7-23-401(4)(a),(c), Utah Code § 7-23-401(4)(b), Utah Code § 7-23-401(3)(a), Utah Code § 7-23-401(3)(b), Utah Code § 7-23-401(1)(g), (6)(c), Utah Code § 7-23-401(4)(f), Utah Code § 7-23-401(8)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Utah Code § 7-23-403(2)(b), Utah Code § 7-23-403(2)(b)(ii), Utah Code § 7-23-403(1)(a), Utah Code § 7-23-403(3)(a), Utah Code § 7-23-403(3)(e)(ii), Utah Code § 7-23-403(7)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Utah Code § 7-24-201(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  7. Utah Code § 7-24-202(3)(b), Utah Code § 7-24-202(3)(c), Utah Code § 7-24-202(3)(d), Utah Code § 7-24-202(3)(a), Utah Code § 7-24-202(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  8. Utah Code § 70C-2-102(1)(a) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.