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Salt Lake County, Utah (UT)

Payday Loans in Cottonwood Heights, UT

1 lender in Cottonwood Heights, UT · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days

Looking for a payday loan near you in Cottonwood Heights, Utah? We list 1 payday loan store in Cottonwood Heights with its address, phone number, opening hours and, where Utah publishes it, license status. Last checked October 9, 2026.

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Cottonwood Heights lenders at a glance

Cottonwood Heights, in Salt Lake County (population 32,437), has 1 lender location in our directory: 1 payday loan store and 1 title loan store (some stores offer more than one type), all in ZIP code 84121. The chain with the most stores here is Check City (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Sandy, about 3 miles away, with 1 location.

Stores by loan type
Payday loans 1
Title loans 1
County
Salt Lake County
ZIP code
84121
Hours (1 store lists them)
Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Rules for lenders in Cottonwood Heights

Cottonwood Heights has no local payday or title loan ordinance in our records, so Utah state law applies.

  • A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date. Source: Utah Code § 7-23-201(2)(a) · verified Oct 9, 2026 · medium confidence
  • A deferred deposit lender must show the commissioner that it is registered with the nationwide database (NMLS). Source: Utah Code § 7-23-201(2)(b)(iv) · verified Oct 9, 2026 · medium confidence
  • The commissioner can fine an unregistered lender $500 for each Utah office if it does not register within 30 days of notice. Source: Utah Code § 7-23-201(4)(b) · verified Oct 9, 2026 · medium confidence
  • A deferred deposit loan cannot be rolled over if the rollover requires payment of the amount owed, in whole or in part, more than 10 weeks after the loan was first made, and no interest accrues on a balance after 10 weeks. Source: Utah Code § 7-23-401(4)(a),(c) · verified Oct 9, 2026 · medium confidence

All rules: Utah lending rules.

Questions people ask

How many payday loan stores are in Cottonwood Heights, UT?

We list 1 payday loan store and 1 title loan store in Cottonwood Heights, checked against their sources as of October 9, 2026.

Are payday loans legal in Utah?

Yes. Payday lenders operate in Utah under state rules. For example: A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date (Utah Code § 7-23-201(2)(a)).

Which lenders have the most stores in Cottonwood Heights?

Check City (1 store).

Are any lenders in Cottonwood Heights open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Check City branch pages (UT) · 1 location Last verified Oct 15, 2026
  2. Utah Code § 70C-2-101 · General rules Last verified Oct 9, 2026 · medium confidence
  3. Utah Code § 7-23-201(2)(a), Utah Code § 7-23-201(2)(b)(iv), Utah Code § 7-23-201(4)(b) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Utah Code § 7-23-401(4)(a),(c), Utah Code § 7-23-401(4)(b), Utah Code § 7-23-401(3)(a), Utah Code § 7-23-401(3)(b), Utah Code § 7-23-401(1)(g), (6)(c), Utah Code § 7-23-401(4)(f), Utah Code § 7-23-401(8)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Utah Code § 7-23-403(2)(b), Utah Code § 7-23-403(2)(b)(ii), Utah Code § 7-23-403(1)(a), Utah Code § 7-23-403(3)(a), Utah Code § 7-23-403(3)(e)(ii), Utah Code § 7-23-403(7)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Utah Code § 7-24-201(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  7. Utah Code § 7-24-202(3)(b), Utah Code § 7-24-202(3)(c), Utah Code § 7-24-202(3)(d), Utah Code § 7-24-202(3)(a), Utah Code § 7-24-202(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  8. Utah Code § 70C-2-102(1)(a) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.