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Franklin County, Tennessee (TN)

Title & Installment Loans in Winchester, TN

2 lenders in Winchester, TN · 2 list hours · 1 open Saturday · 2 verified in the last 30 days

Looking for a title or installment loan near you in Winchester, Tennessee? We list 2 lender locations in Winchester with addresses, phone numbers, opening hours and, where Tennessee publishes it, license status. Last checked October 8, 2026.

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Winchester lenders at a glance

Winchester, in Franklin County (population 10,251), has 2 lender locations in our directory: 1 title loan store and 1 installment lender, all in ZIP code 37398. The chains with the most stores here are TitleMax (1) and World Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Tullahoma, about 14 miles away, with 3 locations.

Stores by loan type
Title loans 1
Installment loans 1
County
Franklin County
ZIP code
37398
Hours (2 stores list them)
Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Typical cost in Tennessee

Rules for lenders in Winchester

Winchester has no local payday or title loan ordinance in our records, so Tennessee state law applies.

  • A deferred presentment (payday) lender can charge a fee of at most 15 percent of the check's face amount. Source: Tenn. Code Ann. § 45-17-112(b) · verified Oct 8, 2026 · medium confidence
  • A lender cannot hold a customer's check for more than 31 calendar days before depositing it. Source: Tenn. Code Ann. § 45-17-112(d) · verified Oct 8, 2026 · medium confidence
  • A customer can have at most two checks outstanding with a lender and any related lender at the same time. Source: Tenn. Code Ann. § 45-17-112(o) · verified Oct 8, 2026 · medium confidence
  • The combined face value of all of one customer's outstanding payday checks cannot exceed $500. Source: Tenn. Code Ann. § 45-17-112(o) · verified Oct 8, 2026 · medium confidence

All rules: Tennessee lending rules.

Questions people ask

How many title loan stores are in Winchester, TN?

We list 1 title loan store and 1 installment lender in Winchester, checked against their sources as of October 8, 2026.

Which lenders have the most stores in Winchester?

TitleMax (1 store) and World Finance (1 store).

Are any lenders in Winchester open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. World Finance locations (TN) · 1 location Last verified Oct 15, 2026
  2. TitleMax store locator (TN) · 1 location Last verified Oct 15, 2026
  3. Tenn. Code Ann. § 45-17-112(b), Tenn. Code Ann. § 45-17-112(d), Tenn. Code Ann. § 45-17-112(o), Tenn. Code Ann. § 45-17-112(l), Tenn. Code Ann. § 45-17-112(i) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  4. Tenn. Code Ann. § 45-17-103(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  5. Tenn. Code Ann. § 45-15-111(a) · Title loans Last verified Oct 8, 2026 · medium confidence
  6. Tenn. Code Ann. § 45-15-113(a) · Title loans Last verified Oct 8, 2026 · medium confidence
  7. TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15) · Title loans Last verified Oct 8, 2026 · high confidence
  8. TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.