McMinn County, Tennessee (TN)
Title & Installment Loans in Athens, TN
3 lenders in Athens, TN · 3 list hours · 1 open Saturday · 3 verified in the last 30 days · + 1 reported, not yet verified
Looking for a title or installment loan near you in Athens, Tennessee? We list 3 lender locations in Athens with addresses, phone numbers, opening hours and, where Tennessee publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
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TitleMax
1315-B Decatur Pike 0.9 mi from downtown
Source: TitleMax store locator (TN), OpenStreetMap (Overpass API), TN · verified Oct 8, 2026
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World Finance
2027 Congress Pkwy S 1.7 mi from downtown
Source: World Finance locations (TN) · verified Oct 8, 2026
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OneMain Financial
1512 Decatur Pike 2.2 mi from downtown
Source: OneMain Financial branches (TN) · verified Oct 8, 2026
Other lenders reported in Athens
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Cash America Pawn Not yet verified
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Athens lenders at a glance
Athens, in McMinn County (population 15,050), has 3 lender locations in our directory: 2 installment lenders and 1 title loan store, all in ZIP code 37303. The chains with the most stores here are OneMain Financial (1), TitleMax (1) and World Finance (1). Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Madisonville, about 14 miles away, with 1 location.
- Stores by loan type
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Title loans 1
Installment loans 2
- County
- McMinn County
- ZIP code
- 37303
- Hours (3 stores list them)
- Open Saturday: 1
Open until 7 pm or later on weekdays: 1
Typical cost in Tennessee
- On top of interest, a title pledge lender can charge a customary fee of at most one-fifth (20 percent) of the original principal, or of the unpaid balance at each renewal. Source: Tenn. Code Ann. § 45-15-111(a) · medium confidence
- The TDFI reports $2,500 as the maximum title pledge loan the law permits. Source: TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15)
Rules for lenders in Athens
Athens has no local payday or title loan ordinance in our records, so Tennessee state law applies.
- A deferred presentment (payday) lender can charge a fee of at most 15 percent of the check's face amount. Source: Tenn. Code Ann. § 45-17-112(b) · verified Oct 8, 2026 · medium confidence
- A lender cannot hold a customer's check for more than 31 calendar days before depositing it. Source: Tenn. Code Ann. § 45-17-112(d) · verified Oct 8, 2026 · medium confidence
- A customer can have at most two checks outstanding with a lender and any related lender at the same time. Source: Tenn. Code Ann. § 45-17-112(o) · verified Oct 8, 2026 · medium confidence
- The combined face value of all of one customer's outstanding payday checks cannot exceed $500. Source: Tenn. Code Ann. § 45-17-112(o) · verified Oct 8, 2026 · medium confidence
All rules: Tennessee lending rules.
Questions people ask
How many installment lenders are in Athens, TN?
We list 2 installment lenders and 1 title loan store in Athens, checked against their sources as of October 8, 2026.
Which lenders have the most stores in Athens?
OneMain Financial (1 store), TitleMax (1 store) and World Finance (1 store).
Are any lenders in Athens open on weekends?
Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- TitleMax store locator (TN) · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), TN · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- World Finance locations (TN) · 1 location Last verified Oct 15, 2026
- OneMain Financial branches (TN) · 1 location Last verified Oct 15, 2026
- Tenn. Code Ann. § 45-17-112(b), Tenn. Code Ann. § 45-17-112(d), Tenn. Code Ann. § 45-17-112(o), Tenn. Code Ann. § 45-17-112(l), Tenn. Code Ann. § 45-17-112(i) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-17-103(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-111(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- Tenn. Code Ann. § 45-15-113(a) · Title loans Last verified Oct 8, 2026 · medium confidence
- TDFI 2026 Title Pledge Report, p. 5 (Tenn. Code Ann. tit. 45, ch. 15) · Title loans Last verified Oct 8, 2026 · high confidence
- TDFI 2024 Annual Report, p. 37 (Tenn. Code Ann. §§ 45-12-101 et seq.) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.