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Dorchester County, South Carolina (SC)

Payday Loans in Summerville, SC

2 lenders in Summerville, SC · 2 list hours · 2 open Saturday · 2 verified in the last 30 days

Looking for a payday loan near you in Summerville, South Carolina? We list 2 payday loan stores in Summerville with addresses, phone numbers, opening hours and, where South Carolina publishes it, license status. Last checked October 8, 2026.

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Summerville lenders at a glance

Summerville, in Dorchester County (population 52,625), has 2 lender locations in our directory: 6 installment lenders, 2 payday loan stores and 2 title loan stores (some stores offer more than one type), across 3 ZIP codes. The chains with the most stores here are Check 'n Go (2), OneMain Financial (2) and TitleMax (2). Of the 8 stores that publish hours, 4 open on Saturday and 0 on Sunday. The nearest other city with lenders is North Charleston, about 9 miles away, with 2 locations.

Stores by loan type
Payday loans 2
Title loans 2
Installment loans 6
County
Dorchester County
ZIP codes with stores
29483, 29485, 29486
Hours (8 stores list them)
Open Saturday: 4
Open until 7 pm or later on weekdays: 2

Typical cost in South Carolina

  • The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee. Source: S.C. Code Ann. § 34-39-180(B)
  • The fee on a deferred presentment transaction can be at most 15 percent of the principal amount, charged once per written agreement. Source: S.C. Code Ann. § 34-39-180(E)
  • Restricted lenders (Title 34 ch. 29) make loans of $7,500 or less and need a Board license to charge more than the general usury rate. Source: S.C. Code Ann. § 34-29-20(a)

Rules for lenders in Summerville

Summerville has no local payday or title loan ordinance in our records, so South Carolina state law applies.

  • The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee. Source: S.C. Code Ann. § 34-39-180(B) · verified Oct 8, 2026
  • The fee on a deferred presentment transaction can be at most 15 percent of the principal amount, charged once per written agreement. Source: S.C. Code Ann. § 34-39-180(E) · verified Oct 8, 2026
  • A licensee can defer presenting a check for up to 31 days. Source: S.C. Code Ann. § 34-39-180(A) · verified Oct 8, 2026
  • A licensee cannot make a new deferred presentment transaction to a person who has one outstanding. Source: S.C. Code Ann. § 34-39-270(A)(1) · verified Oct 8, 2026

All rules: South Carolina lending rules.

Questions people ask

How many installment lenders are in Summerville, SC?

We list 6 installment lenders, 2 payday loan stores and 2 title loan stores in Summerville, checked against their sources as of October 8, 2026.

Are payday loans legal in South Carolina?

Yes. Payday lenders operate in South Carolina under state rules. For example: The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee (S.C. Code Ann. § 34-39-180(B)).

Which lenders have the most stores in Summerville?

Check 'n Go (2 stores), OneMain Financial (2 stores) and TitleMax (2 stores).

Are any lenders in Summerville open on weekends?

Of the 8 stores that publish hours, 4 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Check 'n Go locations (SC) · 2 locations Last verified Oct 15, 2026
  2. S.C. Code Ann. § 34-39-180(B), S.C. Code Ann. § 34-39-180(E), S.C. Code Ann. § 34-39-180(A), S.C. Code Ann. § 34-39-270(A)(1), S.C. Code Ann. § 34-39-180(F), S.C. Code Ann. § 34-39-280(C), S.C. Code Ann. § 34-39-280(A), S.C. Code Ann. § 34-39-270(B), S.C. Code Ann. § 34-39-130(A), S.C. Code Ann. § 34-39-175(A) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  3. S.C. Code Ann. § 34-29-20(a), S.C. Code Ann. § 34-29-140(a)(2), S.C. Code Ann. § 34-29-140(a) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  4. S.C. Code Ann. § 37-3-502 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  5. S.C. Code Ann. § 40-39-110, S.C. Code Ann. § 40-39-20(A), S.C. Code Ann. § 40-39-100(A)(1), S.C. Code Ann. § 40-39-100(A)(2), S.C. Code Ann. § 40-39-100(A)(3), S.C. Code Ann. § 40-39-100(A)(4), S.C. Code Ann. § 40-39-100(C) · Pawn loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.