Pennsylvania (PA) lender directory

Installment Loans in Pennsylvania

Looking for an installment loan near you in Pennsylvania? Pick your city below. We list 64 stores in 57 Pennsylvania cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Payday loans in Pennsylvania: capped at $9.50 per $100 a year →

Title loans in Pennsylvania: capped at $9.50 per $100 a year →

Installment loans by city

Top cities

All 57 cities A–Z

A

Allentown 1
Altoona 1

B

H

I

Indiana 1

J

Johnstown 1

K

Kingston 1

L

M

N

New Castle 1
Norristown 1

P

Q

Quakertown 1

R

Reading 1

S

T

U

Uniontown 1

W

Y

York 1

Installment loans in Pennsylvania: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

A lender needs a consumer discount company license from the Department of Banking and Securities to make consumer loans of $25,000 or less that carry more than 6 percent interest. Source: 7 P.S. § 6203(A) · verified Oct 9, 2026 · medium confidence
A licensed consumer discount company may charge interest or discount of up to $9.50 per $100 of the loan's face amount per year, computed up front for the full term. The statute states this add-on rate, not an APR. Source: 7 P.S. § 6213(E) · verified Oct 9, 2026 · medium confidence
On a licensed loan that runs longer than 48 months, the part of the term after month 48 is capped at $6 per $100 per year. Source: 7 P.S. § 6213(E) · verified Oct 9, 2026 · medium confidence
A licensed consumer discount company may also charge a service charge of $1.50 per $50 (or fraction), capped at $150 per contract. Source: 7 P.S. § 6213(F) · verified Oct 9, 2026 · medium confidence

Lenders in Pennsylvania are licensed by the Pennsylvania Department of Banking and Securities (DoBS). See also online lenders and apps in Pennsylvania.

Questions people ask

Are payday loans legal in Pennsylvania?

We list no payday loan stores in Pennsylvania. A licensed consumer discount company may charge interest or discount of up to $9.50 per $100 of the loan's face amount per year, computed up front for the full term. The statute states this add-on rate, not an APR (7 P.S. § 6213(E)).

How many installment lenders are in Pennsylvania?

We list 64 installment lenders in Pennsylvania, in 57 cities.

Which Pennsylvania cities have the most installment lenders?

Philadelphia (3), Pittsburgh (3), Erie (2), Harrisburg (2) and Lancaster (2).

How much can lenders charge in Pennsylvania?

A licensed consumer discount company may also charge a service charge of $1.50 per $50 (or fraction), capped at $150 per contract (7 P.S. § 6213(F)). More limits are listed under the state rules on this page.

How do I check a lender's license in Pennsylvania?

Lenders in Pennsylvania are licensed by the Pennsylvania Department of Banking and Securities (DoBS). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

OneMain Financial branches (PA) · 64 locations Last verified Oct 15, 2026
41 P.S. § 201(a), 7 P.S. § 6203(A) · General rules, Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
7 P.S. § 6213(E), 7 P.S. § 6213(F) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.