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Greene County, Ohio (OH)

Title Loans in Xenia, OH

1 lender in Xenia, OH · 1 verified in the last 30 days

Looking for a title loan near you in Xenia, Ohio? We list 1 lender location in Xenia with its address, phone number, opening hours and, where Ohio publishes it, license status. Last checked October 8, 2026.

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Xenia lenders at a glance

Xenia, in Greene County (population 26,067), has 1 lender location in our directory: 1 title loan store, all in ZIP code 45385. The chain with the most stores here is LoanStar Title Loans (1). The nearest other city with lenders is Beavercreek, about 7 miles away, with 1 location.

Stores by loan type
Title loans 1
County
Greene County
ZIP code
45385

Rules for lenders in Xenia

Xenia has no local payday or title loan ordinance in our records, so Ohio state law applies.

  • A short-term loan under the Short-Term Loan Act can be for at most $1,000. Source: Ohio Rev. Code § 1321.39(A) · verified Oct 8, 2026 · medium confidence
  • A short-term loan must run for at least 91 days, unless the monthly payment is small relative to the borrower's income. Source: Ohio Rev. Code § 1321.39(B) · verified Oct 8, 2026 · medium confidence
  • A short-term loan can run for at most one year. Source: Ohio Rev. Code § 1321.39(B)(1) · verified Oct 8, 2026 · medium confidence
  • Interest on a short-term loan cannot exceed 28 percent a year. Source: Ohio Rev. Code § 1321.40(A) · verified Oct 8, 2026 · medium confidence

All rules: Ohio lending rules.

Questions people ask

How many title loan stores are in Xenia, OH?

We list 1 title loan store in Xenia, checked against their sources as of October 8, 2026.

Are payday loans legal in Ohio?

Yes. Payday lenders operate in Ohio under state rules. For example: A short-term loan under the Short-Term Loan Act can be for at most $1,000 (Ohio Rev. Code § 1321.39(A)).

Which lenders have the most stores in Xenia?

LoanStar Title Loans (1 store).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Ohio Division of Financial Institutions eLicense rosters · 1 location Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), OH · 1 location Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Ohio Rev. Code § 1321.39(A), Ohio Rev. Code § 1321.39(B), Ohio Rev. Code § 1321.39(B)(1), Ohio Rev. Code § 1321.39(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  4. Ohio Rev. Code § 1321.40(A), Ohio Rev. Code § 1321.40(B)(1), Ohio Rev. Code § 1321.40(C), Ohio Rev. Code § 1321.40(D), Ohio Rev. Code § 1321.40(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  5. Ohio Rev. Code § 1321.41(E), Ohio Rev. Code § 1321.41(J), Ohio Rev. Code § 1321.41(H) · Payday loans (deferred presentment), Title loans Last verified Oct 8, 2026 · medium confidence
  6. Ohio Rev. Code § 1321.36(A) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  7. Ohio Rev. Code § 1321.02 · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  8. Ohio Rev. Code § 1321.13(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  9. Ohio Rev. Code § 1321.57(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  10. Ohio Rev. Code § 1321.63(A)(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

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