Lake County, Ohio (OH)
Pawn Shops in Mentor, OH
2 lenders in Mentor, OH · 2 verified in the last 30 days
Looking for a pawn shop near you in Mentor, Ohio? We list 2 pawn shops in Mentor with addresses, phone numbers, opening hours and, where Ohio publishes it, license status. Last checked October 8, 2026.
Pawn shops
Open now or opening soon
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Mentor Jewelry and Loan
8490 Mentor Avenue 1.6 mi from downtown
Source: Ohio Division of Financial Institutions eLicense rosters · verified Oct 8, 2026
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Howard's Jewelry and Loan
7454 Mentor Ave 3.2 mi from downtown
Source: Ohio Division of Financial Institutions eLicense rosters · verified Oct 8, 2026
Mentor lenders at a glance
Mentor, in Lake County (population 47,113), has 2 lender locations in our directory: 4 installment lenders, 2 pawn shops and 1 payday loan store (some stores offer more than one type), all in ZIP code 44060. The chains with the most stores here are Advance America (1), Lendmark Financial (1) and Mariner Finance (1). Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Eastlake, about 5 miles away, with 1 location.
- Stores by loan type
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Payday loans 1
Installment loans 4
Pawn shops 2 - County
- Lake County
- ZIP code
- 44060
- Hours (2 stores list them)
- Closed on weekends
Typical cost in Ohio
- Average contracted APR (payday loans): 110.68% Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average APR actually paid (payday loans): 75.42% Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average fee per loan (payday loans): $50.95 Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average loan amount (payday loans): $496.15 Source: Ohio Division of Financial Institutions annual report 2022 (2022)
Rules for lenders in Mentor
Mentor has no local payday or title loan ordinance in our records, so Ohio state law applies.
- A short-term loan under the Short-Term Loan Act can be for at most $1,000. Source: Ohio Rev. Code § 1321.39(A) · verified Oct 8, 2026 · medium confidence
- A short-term loan must run for at least 91 days, unless the monthly payment is small relative to the borrower's income. Source: Ohio Rev. Code § 1321.39(B) · verified Oct 8, 2026 · medium confidence
- A short-term loan can run for at most one year. Source: Ohio Rev. Code § 1321.39(B)(1) · verified Oct 8, 2026 · medium confidence
- Interest on a short-term loan cannot exceed 28 percent a year. Source: Ohio Rev. Code § 1321.40(A) · verified Oct 8, 2026 · medium confidence
All rules: Ohio lending rules.
Questions people ask
How many installment lenders are in Mentor, OH?
We list 4 installment lenders, 2 pawn shops and 1 payday loan store in Mentor, checked against their sources as of October 8, 2026.
Are payday loans legal in Ohio?
Yes. Payday lenders operate in Ohio under state rules. For example: A short-term loan under the Short-Term Loan Act can be for at most $1,000 (Ohio Rev. Code § 1321.39(A)).
Which lenders have the most stores in Mentor?
Advance America (1 store), Lendmark Financial (1 store) and Mariner Finance (1 store).
Are any lenders in Mentor open on weekends?
Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Ohio Division of Financial Institutions eLicense rosters · 2 locations Last verified Oct 11, 2026
- Ohio Rev. Code § 1321.39(A), Ohio Rev. Code § 1321.39(B), Ohio Rev. Code § 1321.39(B)(1), Ohio Rev. Code § 1321.39(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.40(A), Ohio Rev. Code § 1321.40(B)(1), Ohio Rev. Code § 1321.40(C), Ohio Rev. Code § 1321.40(D), Ohio Rev. Code § 1321.40(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.41(E), Ohio Rev. Code § 1321.41(J), Ohio Rev. Code § 1321.41(H) · Payday loans (deferred presentment), Title loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.36(A) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.02 · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.13(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.57(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.63(A)(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.