Richland County, Ohio (OH)
Payday Loans in Mansfield, OH
1 lender in Mansfield, OH · 1 verified in the last 30 days
Looking for a payday loan near you in Mansfield, Ohio? We list 1 payday loan store in Mansfield with its address, phone number, opening hours and, where Ohio publishes it, license status. Last checked October 8, 2026.
Payday loans
Open now or opening soon
-
Advance America
1406 B Lexington Avenue 3.3 mi from downtown
Source: Ohio Division of Financial Institutions eLicense rosters · verified Oct 8, 2026
Mansfield lenders at a glance
Mansfield, in Richland County (population 47,593), has 1 lender location in our directory: 2 installment lenders, 2 pawn shops and 1 payday loan store (some stores offer more than one type), across 4 ZIP codes. The chains with the most stores here are Advance America (1), Cash America Pawn (1) and Lendmark Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Ontario, about 4 miles away, with 2 locations.
- Stores by loan type
-
Payday loans 1
Installment loans 2
Pawn shops 2 - County
- Richland County
- ZIP codes with stores
- 44902, 44905, 44906, 44907
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Ohio
- Average contracted APR (payday loans): 110.68% Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average APR actually paid (payday loans): 75.42% Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average fee per loan (payday loans): $50.95 Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average loan amount (payday loans): $496.15 Source: Ohio Division of Financial Institutions annual report 2022 (2022)
Rules for lenders in Mansfield
Mansfield has no local payday or title loan ordinance in our records, so Ohio state law applies.
- A short-term loan under the Short-Term Loan Act can be for at most $1,000. Source: Ohio Rev. Code § 1321.39(A) · verified Oct 8, 2026 · medium confidence
- A short-term loan must run for at least 91 days, unless the monthly payment is small relative to the borrower's income. Source: Ohio Rev. Code § 1321.39(B) · verified Oct 8, 2026 · medium confidence
- A short-term loan can run for at most one year. Source: Ohio Rev. Code § 1321.39(B)(1) · verified Oct 8, 2026 · medium confidence
- Interest on a short-term loan cannot exceed 28 percent a year. Source: Ohio Rev. Code § 1321.40(A) · verified Oct 8, 2026 · medium confidence
All rules: Ohio lending rules.
Questions people ask
How many installment lenders are in Mansfield, OH?
We list 2 installment lenders, 2 pawn shops and 1 payday loan store in Mansfield, checked against their sources as of October 8, 2026.
Are payday loans legal in Ohio?
Yes. Payday lenders operate in Ohio under state rules. For example: A short-term loan under the Short-Term Loan Act can be for at most $1,000 (Ohio Rev. Code § 1321.39(A)).
Which lenders have the most stores in Mansfield?
Advance America (1 store), Cash America Pawn (1 store) and Lendmark Financial (1 store).
Are any lenders in Mansfield open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Ohio Division of Financial Institutions eLicense rosters · 1 location Last verified Oct 11, 2026
- Ohio Rev. Code § 1321.39(A), Ohio Rev. Code § 1321.39(B), Ohio Rev. Code § 1321.39(B)(1), Ohio Rev. Code § 1321.39(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.40(A), Ohio Rev. Code § 1321.40(B)(1), Ohio Rev. Code § 1321.40(C), Ohio Rev. Code § 1321.40(D), Ohio Rev. Code § 1321.40(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.41(E), Ohio Rev. Code § 1321.41(J), Ohio Rev. Code § 1321.41(H) · Payday loans (deferred presentment), Title loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.36(A) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.02 · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.13(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.57(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.63(A)(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.