CashAdvance.io

Schenectady County, New York (NY)

Installment Loans in Schenectady, NY

1 lender in Schenectady, NY · 1 lists hours · 1 verified in the last 30 days · + 1 reported, not yet verified

Looking for an installment loan near you in Schenectady, New York? We list 1 lender location in Schenectady with its address, phone number, opening hours and, where New York publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Schenectady

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Schenectady lenders at a glance

Schenectady, in Schenectady County (population 69,495), has 1 lender location in our directory: 1 installment lender, all in ZIP code 12303. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Latham, about 10 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Schenectady County
ZIP code
12303
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Schenectady

Schenectady has no local payday or title loan ordinance in our records, so New York state law applies. See New York lending rules.

Questions people ask

How many installment lenders are in Schenectady, NY?

We list 1 installment lender in Schenectady, checked against their sources as of October 9, 2026.

Are payday loans legal in New York?

We list no payday loan stores in New York. Charging interest above 25 percent a year is criminal usury in the second degree, a class E felony, unless the lender is authorized or permitted by law to do so (N.Y. Penal Law § 190.40).

Which lenders have the most stores in Schenectady?

OneMain Financial (1 store).

Are any lenders in Schenectady open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (NY) · 1 location Last verified Oct 15, 2026
  2. N.Y. Penal Law § 190.40 · General rules Last verified Oct 9, 2026 · high confidence
  3. N.Y. Banking Law § 14-a(1)-(2) · General rules Last verified Oct 9, 2026 · high confidence
  4. N.Y. Banking Law § 367(1) · General rules Last verified Oct 9, 2026 · high confidence
  5. N.Y. Banking Law § 340 · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.