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Oswego County, New York (NY)

Installment Loans in Oswego, NY

1 lender in Oswego, NY · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Oswego, New York? We list 1 installment lender in Oswego with its address, phone number, opening hours and, where New York publishes it, license status. Last checked October 9, 2026.

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Oswego lenders at a glance

Oswego, in Oswego County (population 17,047), has 1 lender location in our directory: 1 installment lender, all in ZIP code 13126. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Auburn, about 36 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Oswego County
ZIP code
13126
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Oswego

Oswego has no local payday or title loan ordinance in our records, so New York state law applies. See New York lending rules.

Questions people ask

How many installment lenders are in Oswego, NY?

We list 1 installment lender in Oswego, checked against their sources as of October 9, 2026.

Are payday loans legal in New York?

We list no payday loan stores in New York. Charging interest above 25 percent a year is criminal usury in the second degree, a class E felony, unless the lender is authorized or permitted by law to do so (N.Y. Penal Law § 190.40).

Which lenders have the most stores in Oswego?

OneMain Financial (1 store).

Are any lenders in Oswego open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (NY) · 1 location Last verified Oct 15, 2026
  2. N.Y. Penal Law § 190.40 · General rules Last verified Oct 9, 2026 · high confidence
  3. N.Y. Banking Law § 14-a(1)-(2) · General rules Last verified Oct 9, 2026 · high confidence
  4. N.Y. Banking Law § 367(1) · General rules Last verified Oct 9, 2026 · high confidence
  5. N.Y. Banking Law § 340 · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.