CashAdvance.io

Montana (MT) lender directory

Installment Loans in Montana

Looking for an installment loan near you in Montana? Pick your city below. We list 5 stores in 5 Montana cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Payday loans in Montana: rates capped at 36% →

Title loans in Montana: rates capped at 36% →

Installment loans by city

Installment loans in Montana: the rules

  • A consumer loan licensee may not charge interest exceeding 36% per year. Source: Mont. Code Ann. § 32-5-301(1) · verified Oct 9, 2026
  • A person must obtain a consumer loan license to engage in the business of making consumer loans in Montana, except as provided for exemptions. Source: Mont. Code Ann. § 32-5-103 · verified Oct 9, 2026
  • A consumer loan licensee may charge an additional deferral fee of the greater of $15 or 5% of amount due, not to exceed $50. Source: Mont. Code Ann. § 32-5-301(3)(b) · verified Oct 9, 2026
  • A consumer loan licensee may charge a past-due fee of the greater of $15 or 5% of the amount past due, not to exceed $50, only once. Source: Mont. Code Ann. § 32-5-301(4) · verified Oct 9, 2026

Lenders in Montana are licensed by the Montana Department of Administration, Banking and Financial Institutions Division. See also online lenders and apps in Montana.

Questions people ask

Are payday loans legal in Montana?

We list no payday loan stores in Montana. A deferred deposit loan licensee may not charge a fee exceeding 36% per annum (Mont. Code Ann. § 31-1-722(2)).

How many installment lenders are in Montana?

We list 5 installment lenders in Montana, in 5 cities.

Which Montana cities have the most installment lenders?

Billings (1), Great Falls (1), Helena (1), Kalispell (1) and Missoula (1).

How much can lenders charge in Montana?

A consumer loan licensee may not charge interest exceeding 36% per year (Mont. Code Ann. § 32-5-301(1)). More limits are listed under the state rules on this page.

How do I check a lender's license in Montana?

Lenders in Montana are licensed by the Montana Department of Administration, Banking and Financial Institutions Division. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. OneMain Financial branches (MT) · 5 locations Last verified Oct 11, 2026
  2. Mont. Code Ann. § 31-1-241(1)-(2) · General rules Last verified Oct 9, 2026 · high confidence
  3. Mont. Code Ann. § 31-1-722(2), Mont. Code Ann. § 31-1-722(3)-(4) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  4. Mont. Code Ann. § 31-1-705 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  5. Mont. Code Ann. § 31-1-801 et seq. (Repealed) · Title loans Last verified Oct 9, 2026 · high confidence
  6. Mont. Code Ann. § 32-5-301(1), Mont. Code Ann. § 32-5-301(3)(b), Mont. Code Ann. § 32-5-301(4) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  7. Mont. Code Ann. § 32-5-103 · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  8. Mont. Code Ann. § 31-1-401(1) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.