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Howell County, Missouri (MO)

Payday & Installment Loans in West Plains, MO

12 lenders in West Plains, MO · 2 list hours · 12 verified in the last 30 days · + 7 reported, not yet verified

Looking for a payday or installment loan near you in West Plains, Missouri? We list 12 lender locations in West Plains with addresses, phone numbers, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in West Plains

10 without listed hours yet

Other lenders reported in West Plains

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

West Plains lenders at a glance

West Plains, in Howell County (population 12,704), has 12 lender locations in our directory: 11 installment lenders and 1 payday loan store, all in ZIP code 65775. The chains with the most stores here are Advance America (1), Check Into Cash (1) and Heights Finance (1). Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Mountain Grove, about 35 miles away, with 2 locations.

Stores by loan type
Payday loans 1
Installment loans 11
County
Howell County
ZIP code
65775
Hours (2 stores list them)
Closed on weekends

Typical cost in Missouri

Rules for lenders in West Plains

West Plains has no local payday or title loan ordinance in our records, so Missouri state law applies.

  • A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
  • A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026

All rules: Missouri lending rules.

Questions people ask

How many installment lenders are in West Plains, MO?

We list 11 installment lenders and 1 payday loan store in West Plains, checked against their sources as of October 8, 2026.

Are payday loans legal in Missouri?

Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).

Which lenders have the most stores in West Plains?

Advance America (1 store), Check Into Cash (1 store) and Heights Finance (1 store).

Are any lenders in West Plains open on weekends?

Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Missouri Division of Finance licensee search (CSV export) · 12 locations Last verified Oct 15, 2026
  2. World Finance locations (MO) · 1 location Last verified Oct 15, 2026
  3. OneMain Financial branches (MO) · 1 location Last verified Oct 15, 2026
  4. OpenStreetMap (Overpass API), MO · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  5. Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  6. Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  7. Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
  8. Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
  9. Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  10. Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.