CashAdvance.io

Lincoln County, Missouri (MO)

Installment Loans in Troy, MO

2 lenders in Troy, MO · 2 verified in the last 30 days

Looking for an installment loan near you in Troy, Missouri? We list 2 installment lenders in Troy with addresses, phone numbers, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

Troy lenders at a glance

Troy, in Lincoln County (population 14,963), has 2 lender locations in our directory: 2 installment lenders and 1 title loan store (some stores offer more than one type), all in ZIP code 63379. The chains with the most stores here are Advance America (1), LendNation (1) and TitleMax (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Wentzville, about 12 miles away, with 3 locations.

Stores by loan type
Title loans 1
Installment loans 2
County
Lincoln County
ZIP code
63379
Hours (1 store lists them)
Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Rules for lenders in Troy

Troy has no local payday or title loan ordinance in our records, so Missouri state law applies.

  • A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
  • A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026

All rules: Missouri lending rules.

Questions people ask

How many installment lenders are in Troy, MO?

We list 2 installment lenders and 1 title loan store in Troy, checked against their sources as of October 8, 2026.

Are payday loans legal in Missouri?

Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).

Which lenders have the most stores in Troy?

Advance America (1 store), LendNation (1 store) and TitleMax (1 store).

Are any lenders in Troy open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Missouri Division of Finance licensee search (CSV export) · 2 locations Last verified Oct 15, 2026
  2. OpenStreetMap (Overpass API), MO · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  4. Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  5. Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
  6. Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
  7. Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  8. Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.