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St. Louis city, Missouri (MO)

Payday & Title Loans in St. Louis, MO

47 lenders in St. Louis, MO · 8 list hours · 6 open Saturday · 47 verified in the last 30 days · + 3 reported, not yet verified

Looking for a payday or title loan near you in St. Louis, Missouri? We list 47 lender locations in St. Louis with addresses, phone numbers, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in St. Louis

39 without listed hours yet

Other lenders reported in St. Louis

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

St. Louis lenders at a glance

St. Louis, in St. Louis city (population 279,695), has 47 lender locations in our directory: 31 installment lenders, 12 payday loan stores and 5 title loan stores (some stores offer more than one type), across 25 ZIP codes. The chains with the most stores here are TitleMax (7), ACE Cash Express (6) and LendNation (6). Of the 8 stores that publish hours, 6 open on Saturday and 0 on Sunday. The nearest other city with lenders is Beverly Hills, about 5 miles away, with 1 location.

Stores by loan type
Payday loans 12
Title loans 5
Installment loans 31
County
St. Louis city
ZIP codes with stores
63033, 63101, 63102, 63103, 63104, 63105, 63106, 63109, 63110, 63114, 63115, 63116, 63118, 63121, 63123, 63125, 63126, 63127, 63129, 63131, 63132, 63136, 63139, 63144, 63146
Hours (8 stores list them)
Open Saturday: 6
Open until 7 pm or later on weekdays: 5

Typical cost in Missouri

Rules for lenders in St. Louis

St. Louis has no local payday or title loan ordinance in our records, so Missouri state law applies.

  • A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
  • A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026

All rules: Missouri lending rules.

Questions people ask

How many installment lenders are in St. Louis, MO?

We list 31 installment lenders, 12 payday loan stores and 5 title loan stores in St. Louis, checked against their sources as of October 8, 2026.

Are payday loans legal in Missouri?

Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).

Which lenders have the most stores in St. Louis?

TitleMax (7 stores), ACE Cash Express (6 stores) and LendNation (6 stores).

Are any lenders in St. Louis open on weekends?

Of the 8 stores that publish hours, 6 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Missouri Division of Finance licensee search (CSV export) · 46 locations Last verified Oct 15, 2026
  2. TitleMax store locator (MO) · 5 locations Last verified Oct 15, 2026
  3. OpenStreetMap (Overpass API), MO · 5 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  4. Check 'n Go locations (MO) · 1 location Last verified Oct 15, 2026
  5. OneMain Financial branches (MO) · 1 location Last verified Oct 15, 2026
  6. World Finance locations (MO) · 1 location Last verified Oct 15, 2026
  7. Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  8. Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  9. Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
  10. Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
  11. Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  12. Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.