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Adair County, Missouri (MO)

Payday & Installment Loans in Kirksville, MO

8 lenders in Kirksville, MO · 1 lists hours · 8 verified in the last 30 days · + 3 reported, not yet verified

Looking for a payday or installment loan near you in Kirksville, Missouri? We list 8 lender locations in Kirksville with addresses, phone numbers, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Kirksville

7 without listed hours yet

Other lenders reported in Kirksville

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Kirksville lenders at a glance

Kirksville, in Adair County (population 17,841), has 8 lender locations in our directory: 7 installment lenders and 1 payday loan store, all in ZIP code 63501. The chains with the most stores here are Advance America (1), Check Into Cash (1) and LendNation (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Macon, about 32 miles away, with 3 locations.

Stores by loan type
Payday loans 1
Installment loans 7
County
Adair County
ZIP code
63501
Hours (1 store lists them)
Closed on weekends

Typical cost in Missouri

Rules for lenders in Kirksville

Kirksville has no local payday or title loan ordinance in our records, so Missouri state law applies.

  • A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
  • A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026

All rules: Missouri lending rules.

Questions people ask

How many installment lenders are in Kirksville, MO?

We list 7 installment lenders and 1 payday loan store in Kirksville, checked against their sources as of October 8, 2026.

Are payday loans legal in Missouri?

Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).

Which lenders have the most stores in Kirksville?

Advance America (1 store), Check Into Cash (1 store) and LendNation (1 store).

Are any lenders in Kirksville open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Missouri Division of Finance licensee search (CSV export) · 8 locations Last verified Oct 15, 2026
  2. OpenStreetMap (Overpass API), MO · 3 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. World Finance locations (MO) · 1 location Last verified Oct 15, 2026
  4. Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  5. Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  6. Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
  7. Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
  8. Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  9. Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.