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Jefferson County, Missouri (MO)

Payday & Installment Loans in Festus, MO

6 lenders in Festus, MO · 1 lists hours · 6 verified in the last 30 days

Looking for a payday or installment loan near you in Festus, Missouri? We list 6 lender locations in Festus with addresses, phone numbers, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Festus

5 without listed hours yet

Festus lenders at a glance

Festus, in Jefferson County (population 13,730), has 6 lender locations in our directory: 5 installment lenders and 1 payday loan store, all in ZIP code 63028. The chains with the most stores here are Advance America (1), Check Into Cash (1) and Heights Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Crystal City, about 2 miles away, with 3 locations.

Stores by loan type
Payday loans 1
Installment loans 5
County
Jefferson County
ZIP code
63028
Hours (1 store lists them)
Closed on weekends

Typical cost in Missouri

Rules for lenders in Festus

Festus has no local payday or title loan ordinance in our records, so Missouri state law applies.

  • A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
  • A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026

All rules: Missouri lending rules.

Questions people ask

How many installment lenders are in Festus, MO?

We list 5 installment lenders and 1 payday loan store in Festus, checked against their sources as of October 8, 2026.

Are payday loans legal in Missouri?

Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).

Which lenders have the most stores in Festus?

Advance America (1 store), Check Into Cash (1 store) and Heights Finance (1 store).

Are any lenders in Festus open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Missouri Division of Finance licensee search (CSV export) · 6 locations Last verified Oct 15, 2026
  2. OneMain Financial branches (MO) · 1 location Last verified Oct 15, 2026
  3. Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  4. Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  5. Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
  6. Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
  7. Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  8. Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.