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Cedar County, Missouri (MO)

Payday Loans in El Dorado Springs, MO

1 lender in El Dorado Springs, MO · 1 verified in the last 30 days

Looking for a payday loan near you in El Dorado Springs, Missouri? We list 1 lender location in El Dorado Springs with its address, phone number, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.

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El Dorado Springs lenders at a glance

El Dorado Springs, in Cedar County (population 3,674), has 1 lender location in our directory: 1 payday loan store, all in ZIP code 64744. The nearest other city with lenders is Stockton, about 17 miles away, with 1 location.

Stores by loan type
Payday loans 1
County
Cedar County
ZIP code
64744

Typical cost in Missouri

Rules for lenders in El Dorado Springs

El Dorado Springs has no local payday or title loan ordinance in our records, so Missouri state law applies.

  • A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
  • A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026

All rules: Missouri lending rules.

Questions people ask

How many payday loan stores are in El Dorado Springs, MO?

We list 1 payday loan store in El Dorado Springs, checked against their sources as of October 8, 2026.

Are payday loans legal in Missouri?

Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Missouri Division of Finance licensee search (CSV export) · 1 location Last verified Oct 15, 2026
  2. Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  3. Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  4. Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
  5. Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
  6. Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  7. Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.