Pemiscot County, Missouri (MO)
Installment Loans in Caruthersville, MO
2 lenders in Caruthersville, MO · 2 verified in the last 30 days
Looking for an installment loan near you in Caruthersville, Missouri? We list 2 installment lenders in Caruthersville with addresses, phone numbers, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.
Installment loans
Open now or opening soon
-
Tower Loan
1803 North Truman Boulevard 0.2 mi from downtown
Source: Missouri Division of Finance licensee search (CSV export) · verified Oct 8, 2026
-
Advance America
1235 West Third Street, Ste B 1.4 mi from downtown
Source: Missouri Division of Finance licensee search (CSV export) · verified Oct 8, 2026
Caruthersville lenders at a glance
Caruthersville, in Pemiscot County (population 5,170), has 2 lender locations in our directory: 2 installment lenders and 1 payday loan store (some stores offer more than one type), all in ZIP code 63830. The chains with the most stores here are Advance America (1) and Tower Loan (1). The nearest other city with lenders is Kennett, about 22 miles away, with 9 locations.
- Stores by loan type
-
Payday loans 1
Installment loans 2
- County
- Pemiscot County
- ZIP code
- 63830
Typical cost in Missouri
- Average APR (payday loans): 406.26% Source: Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) (2023-10/2024-09)
- Average loan amount (payday loans): $300.94 Source: Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) (2023-10/2024-09)
Rules for lenders in Caruthersville
Caruthersville has no local payday or title loan ordinance in our records, so Missouri state law applies.
- A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
- A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
- A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
- A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026
All rules: Missouri lending rules.
Questions people ask
How many installment lenders are in Caruthersville, MO?
We list 2 installment lenders and 1 payday loan store in Caruthersville, checked against their sources as of October 8, 2026.
Are payday loans legal in Missouri?
Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).
Which lenders have the most stores in Caruthersville?
Advance America (1 store) and Tower Loan (1 store).
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Missouri Division of Finance licensee search (CSV export) · 2 locations Last verified Oct 15, 2026
- Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.