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Jefferson Davis County, Mississippi (MS)

Installment Loans & Pawn Shops in Prentiss, MS

3 lenders in Prentiss, MS · 3 verified in the last 30 days

Looking for an installment loan or a pawn shop near you in Prentiss, Mississippi? We list 3 lender locations in Prentiss with addresses, phone numbers, opening hours and, where Mississippi publishes it, license status. Last checked October 9, 2026.

Prentiss lenders at a glance

Prentiss, in Jefferson Davis County (population 911), has 3 lender locations in our directory: 2 installment lenders and 1 pawn shop, all in ZIP code 39474. The chain with the most stores here is Tower Loan (1). The nearest other city with lenders is Monticello, about 15 miles away, with 2 locations.

Stores by loan type
Installment loans 2
Pawn shops 1
County
Jefferson Davis County
ZIP code
39474

Typical cost in Mississippi

  • A licensee can charge up to 59 percent a year (actuarial method) on loans of $5,100 or less under the Consumer Alternative Installment Loan Act. Source: Miss. Code Ann. § 75-67-181(1) · medium confidence
  • A pawnbroker can charge at most 25 percent of the principal advanced per month, all charges included. Source: Miss. Code Ann. § 75-67-313 · medium confidence

Rules for lenders in Prentiss

Prentiss has no local payday or title loan ordinance in our records, so Mississippi state law applies.

  • A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days. Source: Miss. Code Ann. § 75-67-519(1) · verified Oct 9, 2026 · medium confidence
  • A delayed-deposit (payday) check cannot exceed $500 including fees, and a customer can have at most $500 outstanding at any time. Source: Miss. Code Ann. § 75-67-519(2) · verified Oct 9, 2026 · medium confidence
  • For a check of $250 or less the fee cannot exceed $20 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(a) · verified Oct 9, 2026 · medium confidence
  • For a check of $251 to $500 the fee cannot exceed $21.95 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(b) · verified Oct 9, 2026 · medium confidence

All rules: Mississippi lending rules.

Questions people ask

How many installment lenders are in Prentiss, MS?

We list 2 installment lenders and 1 pawn shop in Prentiss, checked against their sources as of October 9, 2026.

Are payday loans legal in Mississippi?

Yes. Payday lenders operate in Mississippi under state rules. For example: A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days (Miss. Code Ann. § 75-67-519(1)).

Which lenders have the most stores in Prentiss?

Tower Loan (1 store).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Mississippi DBCF licensee lists · 3 locations Last verified Oct 11, 2026
  2. Miss. Code Ann. § 75-67-519(1), Miss. Code Ann. § 75-67-519(2), Miss. Code Ann. § 75-67-519(4)(a), Miss. Code Ann. § 75-67-519(4)(b), Miss. Code Ann. § 75-67-519(5), Miss. Code Ann. § 75-67-519(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  3. Miss. Code Ann. § 75-67-413(1) · Title loans Last verified Oct 9, 2026 · medium confidence
  4. Miss. Code Ann. § 75-67-415 · Title loans Last verified Oct 9, 2026 · medium confidence
  5. Miss. Code Ann. § 75-67-181(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  6. Miss. Code Ann. § 75-67-313 · Pawn loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.