Monroe County, Mississippi (MS)
Payday & Installment Loans in Amory, MS
14 lenders in Amory, MS · 1 lists hours · 14 verified in the last 30 days · + 1 reported, not yet verified
Looking for a payday or installment loan near you in Amory, Mississippi? We list 14 lender locations in Amory with addresses, phone numbers, opening hours and, where Mississippi publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
With hours & phone
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Republic Finance
304 Hwy 278 E 0.1 mi from downtown
Source: Republic Finance locations (MS), Mississippi DBCF licensee lists · verified Oct 9, 2026
Other licensed lenders in Amory
13 without listed hours yet
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First Heritage Credit of Mississippi LLC
304 Highway 278 East, Ste A 0.1 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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United Financial Inc.
917 Hwy 278, Ste B 0.4 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Harbor Financial of Amory, Inc.
123 Main Street North 0.5 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Fidelity National Loans, Inc.
231 North Main Street 0.6 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Tower Loan
221 N Main Street 0.6 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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1st Franklin Financial Corporation
1112 Highway 278 East, Ste C 0.9 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Gold Connection LLC
302 Highway 6 1.2 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Tombigbee Pawn, Gun and Gold, LLC
302A Hwy 6 1.2 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Advance America
1506 Hwy. 278 East, Ste E 1.6 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Family Choice Financial Inc
60379A Cotton Gin Port Road 1.6 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Montgomery Enterprises, Inc,
60387 A Cotton Gin Port Road 1.6 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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Summit Financial Services, Corp
1516 Hwy 278 East 1.6 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
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First Metropolitan Financial Services, Inc.
901b-103rd Street North 2.6 mi from downtown
Source: Mississippi DBCF licensee lists · verified Oct 9, 2026
Other lenders reported in Amory
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Tombigbee Pawn And Gun Not yet verified
Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.
Amory lenders at a glance
Amory, in Monroe County (population 6,412), has 14 lender locations in our directory: 8 installment lenders, 4 payday loan stores and 2 pawn shops, all in ZIP code 38821. The chains with the most stores here are Advance America (1), Republic Finance (1) and Tower Loan (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Nettleton, about 11 miles away, with 2 locations.
- Stores by loan type
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Payday loans 4
Installment loans 8
Pawn shops 2 - County
- Monroe County
- ZIP code
- 38821
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Mississippi
- A delayed-deposit (payday) check cannot exceed $500 including fees, and a customer can have at most $500 outstanding at any time. Source: Miss. Code Ann. § 75-67-519(2) · medium confidence
- For a check of $250 or less the fee cannot exceed $20 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(a) · medium confidence
- For a check of $251 to $500 the fee cannot exceed $21.95 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(b) · medium confidence
Rules for lenders in Amory
Amory has no local payday or title loan ordinance in our records, so Mississippi state law applies.
- A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days. Source: Miss. Code Ann. § 75-67-519(1) · verified Oct 9, 2026 · medium confidence
- A delayed-deposit (payday) check cannot exceed $500 including fees, and a customer can have at most $500 outstanding at any time. Source: Miss. Code Ann. § 75-67-519(2) · verified Oct 9, 2026 · medium confidence
- For a check of $250 or less the fee cannot exceed $20 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(a) · verified Oct 9, 2026 · medium confidence
- For a check of $251 to $500 the fee cannot exceed $21.95 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(b) · verified Oct 9, 2026 · medium confidence
All rules: Mississippi lending rules.
Questions people ask
How many installment lenders are in Amory, MS?
We list 8 installment lenders, 4 payday loan stores and 2 pawn shops in Amory, checked against their sources as of October 9, 2026.
Are payday loans legal in Mississippi?
Yes. Payday lenders operate in Mississippi under state rules. For example: A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days (Miss. Code Ann. § 75-67-519(1)).
Which lenders have the most stores in Amory?
Advance America (1 store), Republic Finance (1 store) and Tower Loan (1 store).
Are any lenders in Amory open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Mississippi DBCF licensee lists · 14 locations Last verified Oct 11, 2026
- Republic Finance locations (MS) · 1 location Last verified Oct 11, 2026
- Miss. Code Ann. § 75-67-519(1), Miss. Code Ann. § 75-67-519(2), Miss. Code Ann. § 75-67-519(4)(a), Miss. Code Ann. § 75-67-519(4)(b), Miss. Code Ann. § 75-67-519(5), Miss. Code Ann. § 75-67-519(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-413(1) · Title loans Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-415 · Title loans Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-181(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-313 · Pawn loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.