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Dakota County, Minnesota (MN)

Installment Loans in Mendota Heights, MN

1 lender in Mendota Heights, MN · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Mendota Heights, Minnesota? We list 1 lender location in Mendota Heights with its address, phone number, opening hours and, where Minnesota publishes it, license status. Last checked October 9, 2026.

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Mendota Heights lenders at a glance

Mendota Heights, in Dakota County (population 11,542), has 1 lender location in our directory: 1 installment lender, all in ZIP code 55120. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Minneapolis, about 9 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Dakota County
ZIP code
55120
Hours (1 store lists them)
Closed on weekends

Typical cost in Minnesota

  • A consumer short-term loan is a loan of $1,300 or less that requires a minimum payment of more than 25 percent of the principal within 60 days. Source: Minn. Stat. § 47.601, subd. 1(e)

Rules for lenders in Mendota Heights

Mendota Heights has no local payday or title loan ordinance in our records, so Minnesota state law applies.

  • A consumer small loan (payday-style loan, including an agreement to defer presenting a personal check for a fee) is a short-term, unsecured loan of $350 or less repaid in a single installment. Source: Minn. Stat. § 47.60, subd. 1(a) · verified Oct 9, 2026
  • A consumer small loan lender may charge an annual percentage rate of up to 50 percent, and no other charges or payments are permitted. Source: Minn. Stat. § 47.60, subd. 2(a) · verified Oct 9, 2026
  • The term of a consumer small loan may be no more than 30 calendar days. Source: Minn. Stat. § 47.60, subd. 2(b) · verified Oct 9, 2026
  • A consumer small loan must not be repaid with the proceeds of another loan from the same lender, and a borrower may have only one such loan outstanding. Source: Minn. Stat. § 47.60, subd. 2(f) · verified Oct 9, 2026

All rules: Minnesota lending rules.

Questions people ask

How many installment lenders are in Mendota Heights, MN?

We list 1 installment lender in Mendota Heights, checked against their sources as of October 9, 2026.

Are payday loans legal in Minnesota?

We list no payday loan stores in Minnesota. A consumer small loan lender may charge an annual percentage rate of up to 50 percent, and no other charges or payments are permitted (Minn. Stat. § 47.60, subd. 2(a)).

Which lenders have the most stores in Mendota Heights?

OneMain Financial (1 store).

Are any lenders in Mendota Heights open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (MN) · 1 location Last verified Oct 15, 2026
  2. Minn. Stat. § 47.60, subd. 1(a), Minn. Stat. § 47.60, subd. 2(a), Minn. Stat. § 47.60, subd. 2(b), Minn. Stat. § 47.60, subd. 2(f), Minn. Stat. § 47.60, subd. 3 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  3. Minn. Stat. § 47.601, subd. 1(e) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.