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Minnesota (MN) lender directory

Installment Loans in Minnesota

Looking for an installment loan near you in Minnesota? Pick your city below. We list 15 stores in 15 Minnesota cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Payday loans in Minnesota: rates capped at 50% →

Installment loans by city

Installment loans in Minnesota: the rules

  • A consumer short-term loan is a loan of $1,300 or less that requires a minimum payment of more than 25 percent of the principal within 60 days. Source: Minn. Stat. § 47.601, subd. 1(e) · verified Oct 9, 2026

Lenders in Minnesota are licensed by the Minnesota Department of Commerce, Division of Financial Institutions. You can look up any license in its license search. See also online lenders and apps in Minnesota.

Questions people ask

Are payday loans legal in Minnesota?

We list no payday loan stores in Minnesota. A consumer small loan lender may charge an annual percentage rate of up to 50 percent, and no other charges or payments are permitted (Minn. Stat. § 47.60, subd. 2(a)).

How many installment lenders are in Minnesota?

We list 15 installment lenders in Minnesota, in 15 cities.

Which Minnesota cities have the most installment lenders?

Baxter (1), Breckenridge (1), East Grand Forks (1), Grand Rapids (1) and Hermantown (1).

How do I check a lender's license in Minnesota?

Lenders in Minnesota are licensed by the Minnesota Department of Commerce, Division of Financial Institutions. You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. OneMain Financial branches (MN) · 15 locations Last verified Oct 15, 2026
  2. Minn. Stat. § 47.60, subd. 1(a), Minn. Stat. § 47.60, subd. 2(a), Minn. Stat. § 47.60, subd. 2(b), Minn. Stat. § 47.60, subd. 2(f), Minn. Stat. § 47.60, subd. 3 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  3. Minn. Stat. § 47.601, subd. 1(e) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.