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Grand Traverse County, Michigan (MI)

Installment Loans in Traverse City, MI

1 lender in Traverse City, MI · 1 lists hours · 1 verified in the last 30 days · + 2 reported, not yet verified

Looking for an installment loan near you in Traverse City, Michigan? We list 1 lender location in Traverse City with its address, phone number, opening hours and, where Michigan publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Traverse City

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Traverse City lenders at a glance

Traverse City, in Grand Traverse County (population 15,782), has 1 lender location in our directory: 1 installment lender, all in ZIP code 49686. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Gaylord, about 49 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Grand Traverse County
ZIP code
49686
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Traverse City

Traverse City has no local payday or title loan ordinance in our records, so Michigan state law applies.

  • The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100). Source: Mich. Comp. Laws § 487.2153(1)(a) · verified Oct 9, 2026 · medium confidence
  • A licensee cannot make a deferred presentment transaction if the customer has an open one with that licensee or more than one open with any other licensee. Source: Mich. Comp. Laws § 487.2153(2) · verified Oct 9, 2026 · medium confidence
  • A licensee can defer cashing the customer's check for up to 31 days; the written agreement must carry this notice. Source: Mich. Comp. Laws § 487.2152 · verified Oct 9, 2026 · medium confidence
  • A customer who has made 8 deferred presentment transactions in a 12-month period is entitled to a repayment plan. Source: Mich. Comp. Laws § 487.2155 · verified Oct 9, 2026 · medium confidence

All rules: Michigan lending rules.

Questions people ask

How many installment lenders are in Traverse City, MI?

We list 1 installment lender in Traverse City, checked against their sources as of October 9, 2026.

Are payday loans legal in Michigan?

Yes. Payday lenders operate in Michigan under state rules. For example: The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100) (Mich. Comp. Laws § 487.2153(1)(a)).

Which lenders have the most stores in Traverse City?

OneMain Financial (1 store).

Are any lenders in Traverse City open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (MI) · 1 location Last verified Oct 15, 2026
  2. OpenStreetMap (Overpass API), MI · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Mich. Comp. Laws § 487.2153(1)(a), Mich. Comp. Laws § 487.2153(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Mich. Comp. Laws § 487.2152 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Mich. Comp. Laws § 487.2155 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.