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Massachusetts (MA) lender directory

Installment Loans in Massachusetts

Looking for a lender near you in Massachusetts? Pick your city below. We list 0 stores in 0 Massachusetts cities, built from lenders' own store pages.

Payday loans in Massachusetts: rates capped at 23% →

Title loans in Massachusetts: rates capped at 23% →

Lenders by city

Lending rules in Massachusetts

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

Installment and consumer finance loans

  • A lender needs a Division of Banks license to make loans of $6,000 or less when the interest and expenses on the loan exceed 12 percent a year. Source: M.G.L. c. 140, § 96 · verified Oct 9, 2026 · medium confidence
  • Regulation 209 CMR 26.00 limits the annual interest rate on small loans to 23 percent. Source: 209 CMR 26.00 · verified Oct 9, 2026 · medium confidence
  • Small loans made or bought by unlicensed entities, or with rates and fees above the legal limits, are void. Source: M.G.L. c. 140, § 110 · verified Oct 9, 2026 · medium confidence

Lenders in Massachusetts are licensed by the Massachusetts Division of Banks (DOB). See also online lenders and apps in Massachusetts.

Questions people ask

Are payday loans legal in Massachusetts?

We list no payday loan stores in Massachusetts. Regulation 209 CMR 26.00 limits the annual interest rate on small loans to 23 percent (209 CMR 26.00).

How do I check a lender's license in Massachusetts?

Lenders in Massachusetts are licensed by the Massachusetts Division of Banks (DOB). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. M.G.L. c. 140, § 96, 209 CMR 26.00, M.G.L. c. 140, § 110 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.