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Maine (ME) lender directory

Installment Loans in Maine

Looking for an installment loan near you in Maine? Pick your city below. We list 3 stores in 3 Maine cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Installment loans by city

Installment loans in Maine: the rules

  • Unless it is a supervised financial organization, a person may not make supervised loans, take assignments of them or collect on them, without a license from the Administrator. Source: 9-A M.R.S. § 2-301 · verified Oct 9, 2026
  • A consumer loan finance charge may not exceed 30 percent a year on the part of the balance up to $2,000, 24 percent on the part from $2,000 to $4,000 and 18 percent on the rest. Source: 9-A M.R.S. § 2-401(2)(A) · verified Oct 9, 2026
  • On a consumer loan where the amount financed exceeds $8,000, the finance charge may not exceed 18 percent a year on the entire amount. Source: 9-A M.R.S. § 2-401(2) · verified Oct 9, 2026

Lenders in Maine are licensed by the Maine Bureau of Consumer Credit Protection (BCCP), Department of Professional and Financial Regulation. You can look up any license in its license search. See also online lenders and apps in Maine.

Questions people ask

How many installment lenders are in Maine?

We list 3 installment lenders in Maine, in 3 cities.

Which Maine cities have the most installment lenders?

Auburn (1), Augusta (1) and Bangor (1).

How much can lenders charge in Maine?

A consumer loan finance charge may not exceed 30 percent a year on the part of the balance up to $2,000, 24 percent on the part from $2,000 to $4,000 and 18 percent on the rest (9-A M.R.S. § 2-401(2)(A)). More limits are listed under the state rules on this page.

How do I check a lender's license in Maine?

Lenders in Maine are licensed by the Maine Bureau of Consumer Credit Protection (BCCP), Department of Professional and Financial Regulation. You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. OneMain Financial branches (ME) · 3 locations Last verified Oct 15, 2026
  2. 9-A M.R.S. § 2-301 · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  3. 9-A M.R.S. § 2-401(2)(A), 9-A M.R.S. § 2-401(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.