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Kansas (KS) lender directory

Installment Loans in Kansas

Looking for an installment loan near you in Kansas? Pick your city below. We list 12 stores in 11 Kansas cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Installment loans by city

Installment loans in Kansas: the rules

  • On closed-end consumer loans a lender can charge a periodic finance charge (actuarial method) of up to 36% per year. This section does not apply to payday loans. Source: Kan. Stat. Ann. § 16a-2-401(2), (7) · verified Oct 9, 2026
  • Prepaid finance charges on consumer loans are limited to the lesser of 2% of the amount financed or $300. Source: Kan. Stat. Ann. § 16a-2-401(4) · verified Oct 9, 2026
  • A consumer loan with an annual percentage rate above 12% is a supervised loan, which requires a supervised loan license. Source: Kan. Stat. Ann. § 16a-1-301(55) · verified Oct 9, 2026

Lenders in Kansas are licensed by the Kansas Office of the State Bank Commissioner (OSBC), Consumer and Mortgage Lending Division. You can look up any license in its license search. See also online lenders and apps in Kansas.

Kansas lending statistics

Official figures, grouped by the report they come from. Older reports are the latest published for that measure.

OSBC Agency Snapshot, Consumer & Mortgage Lending (as of 2026-06-30)

LoanMeasureValue
Supervised lenderLicensed supervised lenders364
Supervised lenderSupervised lender branches297

Source: OSBC Agency Snapshot, Consumer & Mortgage Lending · verified Oct 9, 2026

Questions people ask

How many installment lenders are in Kansas?

We list 12 installment lenders in Kansas, in 11 cities.

Which Kansas cities have the most installment lenders?

Wichita (2), Dodge City (1), Hutchinson (1), Lansing (1) and Lawrence (1).

How much can lenders charge in Kansas?

On closed-end consumer loans a lender can charge a periodic finance charge (actuarial method) of up to 36% per year. This section does not apply to payday loans (Kan. Stat. Ann. § 16a-2-401(2), (7)). More limits are listed under the state rules on this page.

How do I check a lender's license in Kansas?

Lenders in Kansas are licensed by the Kansas Office of the State Bank Commissioner (OSBC), Consumer and Mortgage Lending Division. You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. OneMain Financial branches (KS) · 12 locations Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), KS · 1 location Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Kan. Stat. Ann. § 16a-2-301(1) · General rules Last verified Oct 9, 2026 · high confidence
  4. Kan. Stat. Ann. § 16a-2-302(2)(a) · General rules Last verified Oct 9, 2026 · high confidence
  5. Kan. Stat. Ann. § 16a-2-311(1) · General rules Last verified Oct 9, 2026 · high confidence
  6. Kan. Stat. Ann. § 16a-2-404(1)(c), Kan. Stat. Ann. § 16a-2-404(1), Kan. Stat. Ann. § 16a-2-404(2), Kan. Stat. Ann. § 16a-2-404(3), Kan. Stat. Ann. § 16a-2-404(5), Kan. Stat. Ann. § 16a-2-404(6), Kan. Stat. Ann. § 16a-2-404(7), Kan. Stat. Ann. § 16a-2-404(7)(b), Kan. Stat. Ann. § 16a-2-404(10), Kan. Stat. Ann. § 16a-2-404(11)(b), Kan. Stat. Ann. § 16a-2-404(13) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  7. Kan. Stat. Ann. § 16a-2-405(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  8. Kan. Stat. Ann. § 16a-2-401(2), (7), Kan. Stat. Ann. § 16a-2-401(4) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  9. Kan. Stat. Ann. § 16a-1-301(55) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  10. Kan. Stat. Ann. § 16-719(b), Kan. Stat. Ann. § 16-719(b)(2), Kan. Stat. Ann. § 16-719(c) · Pawn loans Last verified Oct 9, 2026 · high confidence
  11. Kan. Stat. Ann. § 16-707(a) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.