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Idaho (ID) lender directory

Installment Loans in Idaho

Looking for an installment loan near you in Idaho? Pick your city below. We list 30 stores in 17 Idaho cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Installment loans by city

Installment loans in Idaho: the rules

We are still verifying Idaho's rules against the statutes and the regulator's guidance, and will publish them here with their sources. Until then, check the Idaho Department of Finance, Consumer Finance Bureau.

Lenders in Idaho are licensed by the Idaho Department of Finance, Consumer Finance Bureau. See also online lenders and apps in Idaho.

Questions people ask

Are payday loans legal in Idaho?

Yes. Payday lenders operate in Idaho under state rules. For example: The maximum principal amount of any payday loan in Idaho is $1,000 (Idaho Code § 28-46-412(2)).

How many installment lenders are in Idaho?

We list 30 installment lenders in Idaho, in 17 cities.

Which Idaho cities have the most installment lenders?

Idaho Falls (3), Meridian (3), Nampa (3), Pocatello (3) and Twin Falls (3).

How do I check a lender's license in Idaho?

Lenders in Idaho are licensed by the Idaho Department of Finance, Consumer Finance Bureau. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. World Finance locations (ID) · 15 locations Last verified Oct 15, 2026
  2. Check 'n Go locations (ID) · 8 locations Last verified Oct 15, 2026
  3. OneMain Financial branches (ID) · 7 locations Last verified Oct 15, 2026
  4. OpenStreetMap (Overpass API), ID · 6 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  5. Idaho Code § 28-46-412(2), Idaho Code § 28-46-412(1) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Idaho Code § 28-46-413(1), Idaho Code § 28-46-413(2), Idaho Code § 28-46-413(9), Idaho Code § 28-46-413(5), Idaho Code § 28-46-413(10), Idaho Code § 28-46-413(12) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Idaho Code § 28-46-414 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. Idaho Code § 28-46-402 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  9. Idaho Code § 28-46-403(1)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  10. Idaho Code § 28-42-201(1); 28-46-401(2); 28-46-412(3), Idaho Code § 28-42-201(1); 28-46-502(2) · Payday loans (deferred presentment), Title loans Last verified Oct 9, 2026 · medium confidence
  11. Idaho Code § 28-46-503 · Title loans Last verified Oct 9, 2026 · medium confidence
  12. Idaho Code § 28-46-506(1), Idaho Code § 28-46-506(3) · Title loans Last verified Oct 9, 2026 · medium confidence
  13. Idaho Code § 28-46-508(1), Idaho Code § 28-46-508(3) · Title loans Last verified Oct 9, 2026 · medium confidence
  14. Idaho Code § 28-46-502(4) · Title loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.