CashAdvance.io

Bonneville County, Idaho (ID)

Payday & Installment Loans in Idaho Falls, ID

3 lenders in Idaho Falls, ID · 3 list hours · 1 open Saturday · 3 verified in the last 30 days · + 11 reported, not yet verified

Looking for a payday or installment loan near you in Idaho Falls, Idaho? We list 3 lender locations in Idaho Falls with addresses, phone numbers, opening hours and, where Idaho publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Idaho Falls

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Idaho Falls lenders at a glance

Idaho Falls, in Bonneville County (population 69,523), has 3 lender locations in our directory: 3 installment lenders and 1 payday loan store (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Check 'n Go (1), OneMain Financial (1) and World Finance (1). Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Blackfoot, about 26 miles away, with 2 locations.

Stores by loan type
Payday loans 1
Installment loans 3
County
Bonneville County
ZIP codes with stores
83401, 83404
Hours (3 stores list them)
Open Saturday: 1

Typical cost in Idaho

Rules for lenders in Idaho Falls

Idaho Falls has no local payday or title loan ordinance in our records, so Idaho state law applies.

  • The maximum principal amount of any payday loan in Idaho is $1,000. Source: Idaho Code § 28-46-412(2) · verified Oct 9, 2026 · medium confidence
  • A licensee (and anyone under common control with it) cannot have more than $1,000 in aggregate principal outstanding to a single borrower, plus allowable fees. Source: Idaho Code § 28-46-413(1) · verified Oct 9, 2026 · medium confidence
  • A payday lender cannot make a payday loan that exceeds 25 percent of the borrower's gross monthly income when the loan is made. Source: Idaho Code § 28-46-413(2) · verified Oct 9, 2026 · medium confidence
  • A payday loan can be renewed no more than three consecutive times, after which it must be repaid in full. Source: Idaho Code § 28-46-413(9) · verified Oct 9, 2026 · medium confidence

All rules: Idaho lending rules.

Questions people ask

How many installment lenders are in Idaho Falls, ID?

We list 3 installment lenders and 1 payday loan store in Idaho Falls, checked against their sources as of October 9, 2026.

Are payday loans legal in Idaho?

Yes. Payday lenders operate in Idaho under state rules. For example: The maximum principal amount of any payday loan in Idaho is $1,000 (Idaho Code § 28-46-412(2)).

Which lenders have the most stores in Idaho Falls?

Check 'n Go (1 store), OneMain Financial (1 store) and World Finance (1 store).

Are any lenders in Idaho Falls open on weekends?

Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Check 'n Go locations (ID) · 1 location Last verified Oct 15, 2026
  2. OpenStreetMap (Overpass API), ID · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. World Finance locations (ID) · 1 location Last verified Oct 15, 2026
  4. OneMain Financial branches (ID) · 1 location Last verified Oct 15, 2026
  5. Idaho Code § 28-46-412(2), Idaho Code § 28-46-412(1) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Idaho Code § 28-46-413(1), Idaho Code § 28-46-413(2), Idaho Code § 28-46-413(9), Idaho Code § 28-46-413(5), Idaho Code § 28-46-413(10), Idaho Code § 28-46-413(12) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Idaho Code § 28-46-414 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. Idaho Code § 28-46-402 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  9. Idaho Code § 28-46-403(1)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  10. Idaho Code § 28-42-201(1); 28-46-401(2); 28-46-412(3), Idaho Code § 28-42-201(1); 28-46-502(2) · Payday loans (deferred presentment), Title loans Last verified Oct 9, 2026 · medium confidence
  11. Idaho Code § 28-46-503 · Title loans Last verified Oct 9, 2026 · medium confidence
  12. Idaho Code § 28-46-506(1), Idaho Code § 28-46-506(3) · Title loans Last verified Oct 9, 2026 · medium confidence
  13. Idaho Code § 28-46-508(1), Idaho Code § 28-46-508(3) · Title loans Last verified Oct 9, 2026 · medium confidence
  14. Idaho Code § 28-46-502(4) · Title loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.