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Toombs County, Georgia (GA)

Title & Installment Loans in Vidalia, GA

3 lenders in Vidalia, GA · 3 list hours · 1 open Saturday · 3 verified in the last 30 days

Looking for a title or installment loan near you in Vidalia, Georgia? We list 3 lender locations in Vidalia with addresses, phone numbers, opening hours and, where Georgia publishes it, license status. Last checked October 9, 2026.

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Vidalia lenders at a glance

Vidalia, in Toombs County (population 10,853), has 3 lender locations in our directory: 2 installment lenders and 1 title loan store, all in ZIP code 30474. The chains with the most stores here are OneMain Financial (1), TitleMax (1) and World Finance (1). Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Swainsboro, about 26 miles away, with 1 location.

Stores by loan type
Title loans 1
Installment loans 2
County
Toombs County
ZIP code
30474
Hours (3 stores list them)
Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Typical cost in Georgia

  • Georgia title loans are pawn transactions on a vehicle title: interest and charges are at most 25 percent of the principal per 30 days for the first 90 days, then 12.5 percent. Source: O.C.G.A. § 44-12-131(a)(4) · medium confidence

Rules for lenders in Vidalia

Vidalia has no local payday or title loan ordinance in our records, so Georgia state law applies.

  • Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered. Source: O.C.G.A. § 16-17-2(a)-(b) · verified Oct 9, 2026 · medium confidence
  • Making an unlawful payday loan is a misdemeanor of a high and aggravated nature (up to one year in jail or a fine up to $5,000, or both), and each loan is a separate violation. Source: O.C.G.A. § 16-17-2(d) · verified Oct 9, 2026 · medium confidence
  • In Georgia payday lending covers all transactions in which funds are advanced to be repaid at a later date, whatever other elements the transaction contains. Source: O.C.G.A. § 16-17-1(a) · verified Oct 9, 2026 · medium confidence

All rules: Georgia lending rules.

Questions people ask

How many installment lenders are in Vidalia, GA?

We list 2 installment lenders and 1 title loan store in Vidalia, checked against their sources as of October 9, 2026.

Are payday loans legal in Georgia?

No. Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered (O.C.G.A. § 16-17-2(a)-(b)).

Which lenders have the most stores in Vidalia?

OneMain Financial (1 store), TitleMax (1 store) and World Finance (1 store).

Are any lenders in Vidalia open on weekends?

Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. TitleMax store locator (GA) · 1 location Last verified Oct 15, 2026
  2. World Finance locations (GA) · 1 location Last verified Oct 15, 2026
  3. OneMain Financial branches (GA) · 1 location Last verified Oct 15, 2026
  4. O.C.G.A. § 7-4-18(a) · General rules Last verified Oct 9, 2026 · medium confidence
  5. O.C.G.A. § 7-4-2(a)(1)(A), O.C.G.A. § 7-4-2(a)(2) · General rules Last verified Oct 9, 2026 · medium confidence
  6. O.C.G.A. § 16-17-2(a)-(b), O.C.G.A. § 16-17-2(d) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. O.C.G.A. § 16-17-1(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. O.C.G.A. § 44-12-131(a)(4), O.C.G.A. § 44-12-131(a)(2), O.C.G.A. § 44-12-131(a)(1), O.C.G.A. § 44-12-131(a)(4)(A), O.C.G.A. § 44-12-131(a)(4)(B) · Title loans, Pawn loans Last verified Oct 9, 2026 · medium confidence
  9. O.C.G.A. § 7-3-4(a)-(b) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  10. O.C.G.A. § 7-3-14 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.