CashAdvance.io

DeKalb County, Georgia (GA)

Installment Loans in Lithonia, GA

1 lender in Lithonia, GA · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Lithonia, Georgia? We list 1 lender location in Lithonia with its address, phone number, opening hours and, where Georgia publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Lithonia lenders at a glance

Lithonia, in DeKalb County (population 2,581), has 1 lender location in our directory: 1 installment lender, all in ZIP code 30038. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Stone Mountain, about 7 miles away, with 3 locations.

Stores by loan type
Installment loans 1
County
DeKalb County
ZIP code
30038
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Lithonia

Lithonia has no local payday or title loan ordinance in our records, so Georgia state law applies.

  • Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered. Source: O.C.G.A. § 16-17-2(a)-(b) · verified Oct 9, 2026 · medium confidence
  • Making an unlawful payday loan is a misdemeanor of a high and aggravated nature (up to one year in jail or a fine up to $5,000, or both), and each loan is a separate violation. Source: O.C.G.A. § 16-17-2(d) · verified Oct 9, 2026 · medium confidence
  • In Georgia payday lending covers all transactions in which funds are advanced to be repaid at a later date, whatever other elements the transaction contains. Source: O.C.G.A. § 16-17-1(a) · verified Oct 9, 2026 · medium confidence

All rules: Georgia lending rules.

Questions people ask

How many installment lenders are in Lithonia, GA?

We list 1 installment lender in Lithonia, checked against their sources as of October 9, 2026.

Are payday loans legal in Georgia?

No. Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered (O.C.G.A. § 16-17-2(a)-(b)).

Which lenders have the most stores in Lithonia?

OneMain Financial (1 store).

Are any lenders in Lithonia open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (GA) · 1 location Last verified Oct 15, 2026
  2. O.C.G.A. § 7-4-18(a) · General rules Last verified Oct 9, 2026 · medium confidence
  3. O.C.G.A. § 7-4-2(a)(1)(A), O.C.G.A. § 7-4-2(a)(2) · General rules Last verified Oct 9, 2026 · medium confidence
  4. O.C.G.A. § 16-17-2(a)-(b), O.C.G.A. § 16-17-2(d) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. O.C.G.A. § 16-17-1(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. O.C.G.A. § 44-12-131(a)(4), O.C.G.A. § 44-12-131(a)(2), O.C.G.A. § 44-12-131(a)(1), O.C.G.A. § 44-12-131(a)(4)(A), O.C.G.A. § 44-12-131(a)(4)(B) · Title loans, Pawn loans Last verified Oct 9, 2026 · medium confidence
  7. O.C.G.A. § 7-3-4(a)-(b) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  8. O.C.G.A. § 7-3-14 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.