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Clarke County, Georgia (GA)

Title & Installment Loans in Athens, GA

6 lenders in Athens, GA · 6 list hours · 2 open Saturday · 6 verified in the last 30 days · + 9 reported, not yet verified

Looking for a title or installment loan near you in Athens, Georgia? We list 6 lender locations in Athens with addresses, phone numbers, opening hours and, where Georgia publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Athens

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Athens lenders at a glance

Athens, in Clarke County (population 128,691), has 6 lender locations in our directory: 4 installment lenders and 2 title loan stores, across 3 ZIP codes. The chains with the most stores here are TitleMax (2), World Finance (2) and OneMain Financial (1). Of the 6 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Commerce, about 19 miles away, with 2 locations.

Stores by loan type
Title loans 2
Installment loans 4
County
Clarke County
ZIP codes with stores
30601, 30605, 30606
Hours (6 stores list them)
Open Saturday: 2
Open until 7 pm or later on weekdays: 2

Typical cost in Georgia

  • Georgia title loans are pawn transactions on a vehicle title: interest and charges are at most 25 percent of the principal per 30 days for the first 90 days, then 12.5 percent. Source: O.C.G.A. § 44-12-131(a)(4) · medium confidence

Rules for lenders in Athens

Athens has no local payday or title loan ordinance in our records, so Georgia state law applies.

  • Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered. Source: O.C.G.A. § 16-17-2(a)-(b) · verified Oct 9, 2026 · medium confidence
  • Making an unlawful payday loan is a misdemeanor of a high and aggravated nature (up to one year in jail or a fine up to $5,000, or both), and each loan is a separate violation. Source: O.C.G.A. § 16-17-2(d) · verified Oct 9, 2026 · medium confidence
  • In Georgia payday lending covers all transactions in which funds are advanced to be repaid at a later date, whatever other elements the transaction contains. Source: O.C.G.A. § 16-17-1(a) · verified Oct 9, 2026 · medium confidence

All rules: Georgia lending rules.

Questions people ask

How many installment lenders are in Athens, GA?

We list 4 installment lenders and 2 title loan stores in Athens, checked against their sources as of October 9, 2026.

Are payday loans legal in Georgia?

No. Payday lending is illegal in Georgia: it is unlawful to make, offer or arrange loans of $3,000 or less unless the lender operates under an exempt law (bank, credit union, Georgia Installment Loan Act, pawn, and similar). Advances disguised as check cashing, sales or agency arrangements are covered (O.C.G.A. § 16-17-2(a)-(b)).

Which lenders have the most stores in Athens?

TitleMax (2 stores), World Finance (2 stores) and OneMain Financial (1 store).

Are any lenders in Athens open on weekends?

Of the 6 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OpenStreetMap (Overpass API), GA · 3 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  2. TitleMax store locator (GA) · 2 locations Last verified Oct 15, 2026
  3. World Finance locations (GA) · 2 locations Last verified Oct 15, 2026
  4. OneMain Financial branches (GA) · 1 location Last verified Oct 15, 2026
  5. Republic Finance locations (GA) · 1 location Last verified Oct 15, 2026
  6. O.C.G.A. § 7-4-18(a) · General rules Last verified Oct 9, 2026 · medium confidence
  7. O.C.G.A. § 7-4-2(a)(1)(A), O.C.G.A. § 7-4-2(a)(2) · General rules Last verified Oct 9, 2026 · medium confidence
  8. O.C.G.A. § 16-17-2(a)-(b), O.C.G.A. § 16-17-2(d) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  9. O.C.G.A. § 16-17-1(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  10. O.C.G.A. § 44-12-131(a)(4), O.C.G.A. § 44-12-131(a)(2), O.C.G.A. § 44-12-131(a)(1), O.C.G.A. § 44-12-131(a)(4)(A), O.C.G.A. § 44-12-131(a)(4)(B) · Title loans, Pawn loans Last verified Oct 9, 2026 · medium confidence
  11. O.C.G.A. § 7-3-4(a)-(b) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  12. O.C.G.A. § 7-3-14 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.