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Brevard County, Florida (FL)

Payday & Installment Loans in West Melbourne, FL

5 lenders in West Melbourne, FL · 2 list hours · 5 verified in the last 30 days

Looking for a payday or installment loan near you in West Melbourne, Florida? We list 5 lender locations in West Melbourne with addresses, phone numbers, opening hours and, where Florida publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in West Melbourne

3 without listed hours yet

West Melbourne lenders at a glance

West Melbourne, in Brevard County (population 31,378), has 5 lender locations in our directory: 4 installment lenders and 1 payday loan store, all in ZIP code 32904. The chains with the most stores here are Advance America (1), Lendmark Financial (1) and Mariner Finance (1). Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Melbourne, about 4 miles away, with 3 locations.

Stores by loan type
Payday loans 1
Installment loans 4
County
Brevard County
ZIP code
32904
Hours (2 stores list them)
Closed on weekends

Typical cost in Florida

Rules for lenders in West Melbourne

West Melbourne has no local payday or title loan ordinance in our records, so Florida state law applies.

  • A single-payment payday loan can have a check face amount of at most $500, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
  • A payday installment loan can have a check face amount and an outstanding balance of at most $1,000, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
  • Fees on a single-payment payday loan cannot exceed 10 percent of the cash or payment instrument the borrower receives. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026
  • Fees on a payday installment loan cannot exceed 8 percent of the outstanding balance on a biweekly basis. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026

All rules: Florida lending rules.

Questions people ask

How many installment lenders are in West Melbourne, FL?

We list 4 installment lenders and 1 payday loan store in West Melbourne, checked against their sources as of October 8, 2026.

Are payday loans legal in Florida?

Yes. Payday lenders operate in Florida under state rules. For example: A single-payment payday loan can have a check face amount of at most $500, not counting fees (Fla. Stat. § 560.404(5)).

Which lenders have the most stores in West Melbourne?

Advance America (1 store), Lendmark Financial (1 store) and Mariner Finance (1 store).

Are any lenders in West Melbourne open on weekends?

Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Florida OFR licensee files (registration data download) · 5 locations Last verified Oct 15, 2026
  2. Republic Finance locations (Florida) · 1 location Last verified Oct 15, 2026
  3. OneMain Financial branches (Florida) · 1 location Last verified Oct 15, 2026
  4. Fla. Stat. § 516.02(2)(a), Fla. Stat. § 516.02(1) · General rules, Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  5. Fla. Stat. § 560.403; OFR consumer page (payday lenders) · General rules Last verified Oct 8, 2026 · high confidence
  6. Fla. Stat. § 560.404(5), Fla. Stat. § 560.404(6)(a), Fla. Stat. § 560.404(8), Fla. Stat. § 560.404(19), Fla. Stat. § 560.404(22), Fla. Stat. § 560.404(22)(a), Fla. Stat. § 560.404(18), Fla. Stat. § 560.404(26), Fla. Stat. § 560.404(24)(a), Fla. Stat. § 560.404(24)(b) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  7. Fla. Stat. §§ 560.309(8), 560.404(6)(b) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  8. Fla. Stat. § 560.406(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  9. Fla. Stat. § 560.403 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  10. Fla. Stat. § 537.011(1), Fla. Stat. § 537.011(3) · Title loans Last verified Oct 8, 2026 · high confidence
  11. Fla. Stat. § 537.004(1) · Title loans Last verified Oct 8, 2026 · high confidence
  12. Fla. Stat. § 516.031(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  13. Fla. Stat. § 539.001(11)(a), Fla. Stat. § 539.001(10), Fla. Stat. § 539.001(2)(a), (3)(a), Fla. Stat. § 539.001(20) · Pawn loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.