Sarasota County, Florida (FL)
Payday & Installment Loans in Sarasota, FL
11 lenders in Sarasota, FL · 2 list hours · 11 verified in the last 30 days · + 2 reported, not yet verified
Looking for a payday or installment loan near you in Sarasota, Florida? We list 11 lender locations in Sarasota with addresses, phone numbers, opening hours and, where Florida publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
With hours & phone
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OneMain Financial
4298 Bee Ridge Rd 4.6 mi from downtown
Source: OneMain Financial branches (Florida), Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Republic Finance
5868 Bee Ridge Road 6.3 mi from downtown
Source: Republic Finance locations (Florida), Florida OFR licensee files (registration data download) · verified Oct 8, 2026
Other licensed lenders in Sarasota
9 without listed hours yet
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Amscot
560 N Washington Blvd, (#23) 0.8 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Amscot
1155 S Tamiami Trail 1.4 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Amscot
3333 N Tamiami Trail, (#8) 1.9 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Amscot
8458 Lockwood Ridge Rd 4.3 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Amscot
4206 Bee Ridge Rd 4.6 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Instaloan
4431 Bee Ridge Road 4.8 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Amscot
5900 S Tamiami Trail, Ste A 5.0 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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El Mariachi Loco Inc
6350 15th St E 6.2 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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W F B Financing Llc
7348 Cove Terrace 6.5 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
Other lenders reported in Sarasota
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Amscot Not yet verified Lockwood Ridge Road
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Goldcoast Pawn and Jewelry Not yet verified 3210 Clark Road
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Sarasota lenders at a glance
Sarasota, in Sarasota County (population 57,764), has 11 lender locations in our directory: 7 payday loan stores and 4 installment lenders, across 5 ZIP codes. The chains with the most stores here are Amscot (6), OneMain Financial (1) and Republic Finance (1). Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Bradenton, about 11 miles away, with 10 locations.
- Stores by loan type
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Payday loans 7
Installment loans 4
- County
- Sarasota County
- ZIP codes with stores
- 34231, 34233, 34234, 34236, 34243
- Hours (2 stores list them)
- Closed on weekends
Typical cost in Florida
- Average fee as a share of the loan (payday loans): 9.9% Source: Florida House staff analysis CS/CS/HB 857 (2018), citing OFR deferred presentment data (2016-07/2017-06)
- Average loan amount (payday loans): $400.77 Source: Florida House staff analysis CS/CS/HB 857 (2018), citing OFR deferred presentment data (2016-07/2017-06)
Rules for lenders in Sarasota
Sarasota has no local payday or title loan ordinance in our records, so Florida state law applies.
- A single-payment payday loan can have a check face amount of at most $500, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
- A payday installment loan can have a check face amount and an outstanding balance of at most $1,000, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
- Fees on a single-payment payday loan cannot exceed 10 percent of the cash or payment instrument the borrower receives. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026
- Fees on a payday installment loan cannot exceed 8 percent of the outstanding balance on a biweekly basis. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026
All rules: Florida lending rules.
Questions people ask
How many payday loan stores are in Sarasota, FL?
We list 7 payday loan stores and 4 installment lenders in Sarasota, checked against their sources as of October 8, 2026.
Are payday loans legal in Florida?
Yes. Payday lenders operate in Florida under state rules. For example: A single-payment payday loan can have a check face amount of at most $500, not counting fees (Fla. Stat. § 560.404(5)).
Which lenders have the most stores in Sarasota?
Amscot (6 stores), OneMain Financial (1 store) and Republic Finance (1 store).
Are any lenders in Sarasota open on weekends?
Of the 2 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Florida OFR licensee files (registration data download) · 11 locations Last verified Oct 15, 2026
- OneMain Financial branches (Florida) · 1 location Last verified Oct 15, 2026
- Republic Finance locations (Florida) · 1 location Last verified Oct 15, 2026
- Fla. Stat. § 516.02(2)(a), Fla. Stat. § 516.02(1) · General rules, Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.403; OFR consumer page (payday lenders) · General rules Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.404(5), Fla. Stat. § 560.404(6)(a), Fla. Stat. § 560.404(8), Fla. Stat. § 560.404(19), Fla. Stat. § 560.404(22), Fla. Stat. § 560.404(22)(a), Fla. Stat. § 560.404(18), Fla. Stat. § 560.404(26), Fla. Stat. § 560.404(24)(a), Fla. Stat. § 560.404(24)(b) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
- Fla. Stat. §§ 560.309(8), 560.404(6)(b) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.406(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.403 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 537.011(1), Fla. Stat. § 537.011(3) · Title loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 537.004(1) · Title loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 516.031(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 539.001(11)(a), Fla. Stat. § 539.001(10), Fla. Stat. § 539.001(2)(a), (3)(a), Fla. Stat. § 539.001(20) · Pawn loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.