Marion County, Florida (FL)
Installment Loans in Ocala, FL
7 lenders in Ocala, FL · 3 list hours · 7 verified in the last 30 days
Looking for an installment loan near you in Ocala, Florida? We list 7 installment lenders in Ocala with addresses, phone numbers, opening hours and, where Florida publishes it, license status. Last checked October 8, 2026.
Installment loans
Open now or opening soon
With hours & phone
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OneMain Financial
2800 SW 24th Ave 1.7 mi from downtown
Source: OneMain Financial branches (Florida), Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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OneMain Financial
4901 E Silver Springs Blvd 5.5 mi from downtown
Source: OneMain Financial branches (Florida), Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Republic Finance
8075 Southwest State Road 200 9.0 mi from downtown
Source: Republic Finance locations (Florida), Florida OFR licensee files (registration data download) · verified Oct 8, 2026
Other licensed lenders in Ocala
4 without listed hours yet
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Instaloan
2395 Sw College Road 1.5 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Lendmark Financial
3101 Sw 34th Avenue, Suite 104 2.2 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Mariner Finance
2685 E Silver Springs Blvd 3.1 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Regional Finance
2683 E. Silver Springs Blvd. 3.1 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
Ocala lenders at a glance
Ocala, in Marion County (population 70,251), has 7 lender locations in our directory: 9 payday loan stores and 7 installment lenders (some stores offer more than one type), across 6 ZIP codes. The chains with the most stores here are Amscot (4), ACE Cash Express (2) and Advance America (2). Of the 3 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Belleview, about 10 miles away, with 1 location.
- Stores by loan type
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Payday loans 9
Installment loans 7
- County
- Marion County
- ZIP codes with stores
- 34470, 34471, 34472, 34474, 34475, 34481
- Hours (3 stores list them)
- Closed on weekends
Typical cost in Florida
- Average fee as a share of the loan (payday loans): 9.9% Source: Florida House staff analysis CS/CS/HB 857 (2018), citing OFR deferred presentment data (2016-07/2017-06)
- Average loan amount (payday loans): $400.77 Source: Florida House staff analysis CS/CS/HB 857 (2018), citing OFR deferred presentment data (2016-07/2017-06)
Rules for lenders in Ocala
Ocala has no local payday or title loan ordinance in our records, so Florida state law applies.
- A single-payment payday loan can have a check face amount of at most $500, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
- A payday installment loan can have a check face amount and an outstanding balance of at most $1,000, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
- Fees on a single-payment payday loan cannot exceed 10 percent of the cash or payment instrument the borrower receives. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026
- Fees on a payday installment loan cannot exceed 8 percent of the outstanding balance on a biweekly basis. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026
All rules: Florida lending rules.
Questions people ask
How many payday loan stores are in Ocala, FL?
We list 9 payday loan stores and 7 installment lenders in Ocala, checked against their sources as of October 8, 2026.
Are payday loans legal in Florida?
Yes. Payday lenders operate in Florida under state rules. For example: A single-payment payday loan can have a check face amount of at most $500, not counting fees (Fla. Stat. § 560.404(5)).
Which lenders have the most stores in Ocala?
Amscot (4 stores), ACE Cash Express (2 stores) and Advance America (2 stores).
Are any lenders in Ocala open on weekends?
Of the 3 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Florida OFR licensee files (registration data download) · 7 locations Last verified Oct 15, 2026
- OneMain Financial branches (Florida) · 2 locations Last verified Oct 15, 2026
- Republic Finance locations (Florida) · 1 location Last verified Oct 15, 2026
- Fla. Stat. § 516.02(2)(a), Fla. Stat. § 516.02(1) · General rules, Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.403; OFR consumer page (payday lenders) · General rules Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.404(5), Fla. Stat. § 560.404(6)(a), Fla. Stat. § 560.404(8), Fla. Stat. § 560.404(19), Fla. Stat. § 560.404(22), Fla. Stat. § 560.404(22)(a), Fla. Stat. § 560.404(18), Fla. Stat. § 560.404(26), Fla. Stat. § 560.404(24)(a), Fla. Stat. § 560.404(24)(b) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
- Fla. Stat. §§ 560.309(8), 560.404(6)(b) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.406(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.403 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 537.011(1), Fla. Stat. § 537.011(3) · Title loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 537.004(1) · Title loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 516.031(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 539.001(11)(a), Fla. Stat. § 539.001(10), Fla. Stat. § 539.001(2)(a), (3)(a), Fla. Stat. § 539.001(20) · Pawn loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.