Palm Beach County, Florida (FL)
Payday Loans in Boynton Beach, FL
3 lenders in Boynton Beach, FL · 3 verified in the last 30 days
Looking for a payday loan near you in Boynton Beach, Florida? We list 3 payday loan stores in Boynton Beach with addresses, phone numbers, opening hours and, where Florida publishes it, license status. Last checked October 8, 2026.
Payday loans
Open now or opening soon
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Check Mart / Check City
706 Boynton Beach Blvd., Bay 115-116 0.2 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Check Cashing Usa
138 West Boynton Beach Blvd 1.0 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
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Advance America
4715 N. Congress Ave. 2.8 mi from downtown
Source: Florida OFR licensee files (registration data download) · verified Oct 8, 2026
Boynton Beach lenders at a glance
Boynton Beach, in Palm Beach County (population 83,095), has 3 lender locations in our directory: 3 payday loan stores and 1 installment lender (some stores offer more than one type), across 3 ZIP codes. The chains with the most stores here are Advance America (1), Check Mart / Check City (1) and OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Seminole Manor, about 4 miles away, with 1 location.
- Stores by loan type
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Payday loans 3
Installment loans 1
- County
- Palm Beach County
- ZIP codes with stores
- 33426, 33436, 33526
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Florida
- Average fee as a share of the loan (payday loans): 9.9% Source: Florida House staff analysis CS/CS/HB 857 (2018), citing OFR deferred presentment data (2016-07/2017-06)
- Average loan amount (payday loans): $400.77 Source: Florida House staff analysis CS/CS/HB 857 (2018), citing OFR deferred presentment data (2016-07/2017-06)
Rules for lenders in Boynton Beach
Boynton Beach has no local payday or title loan ordinance in our records, so Florida state law applies.
- A single-payment payday loan can have a check face amount of at most $500, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
- A payday installment loan can have a check face amount and an outstanding balance of at most $1,000, not counting fees. Source: Fla. Stat. § 560.404(5) · verified Oct 8, 2026
- Fees on a single-payment payday loan cannot exceed 10 percent of the cash or payment instrument the borrower receives. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026
- Fees on a payday installment loan cannot exceed 8 percent of the outstanding balance on a biweekly basis. Source: Fla. Stat. § 560.404(6)(a) · verified Oct 8, 2026
All rules: Florida lending rules.
Questions people ask
How many payday loan stores are in Boynton Beach, FL?
We list 3 payday loan stores and 1 installment lender in Boynton Beach, checked against their sources as of October 8, 2026.
Are payday loans legal in Florida?
Yes. Payday lenders operate in Florida under state rules. For example: A single-payment payday loan can have a check face amount of at most $500, not counting fees (Fla. Stat. § 560.404(5)).
Which lenders have the most stores in Boynton Beach?
Advance America (1 store), Check Mart / Check City (1 store) and OneMain Financial (1 store).
Are any lenders in Boynton Beach open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Florida OFR licensee files (registration data download) · 3 locations Last verified Oct 15, 2026
- Fla. Stat. § 516.02(2)(a), Fla. Stat. § 516.02(1) · General rules, Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.403; OFR consumer page (payday lenders) · General rules Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.404(5), Fla. Stat. § 560.404(6)(a), Fla. Stat. § 560.404(8), Fla. Stat. § 560.404(19), Fla. Stat. § 560.404(22), Fla. Stat. § 560.404(22)(a), Fla. Stat. § 560.404(18), Fla. Stat. § 560.404(26), Fla. Stat. § 560.404(24)(a), Fla. Stat. § 560.404(24)(b) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
- Fla. Stat. §§ 560.309(8), 560.404(6)(b) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.406(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 560.403 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 537.011(1), Fla. Stat. § 537.011(3) · Title loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 537.004(1) · Title loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 516.031(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Fla. Stat. § 539.001(11)(a), Fla. Stat. § 539.001(10), Fla. Stat. § 539.001(2)(a), (3)(a), Fla. Stat. § 539.001(20) · Pawn loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.