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New Castle County, Delaware (DE)

Installment Loans in Wilmington, DE

3 lenders in Wilmington, DE · 3 list hours · 2 open Saturday · 3 verified in the last 30 days

Looking for an installment loan near you in Wilmington, Delaware? We list 3 installment lenders in Wilmington with addresses, phone numbers, opening hours and, where Delaware publishes it, license status. Last checked October 9, 2026.

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Wilmington lenders at a glance

Wilmington, in New Castle County (population 73,176), has 3 lender locations in our directory: 3 installment lenders, 2 payday loan stores and 1 title loan store (some stores offer more than one type), across 3 ZIP codes. The chains with the most stores here are Check 'n Go (2), OneMain Financial (1) and TitleMax (1). Of the 4 stores that publish hours, 3 open on Saturday and 0 on Sunday. The nearest other city with lenders is New Castle, about 5 miles away, with 1 location.

Stores by loan type
Payday loans 2
Title loans 1
Installment loans 3
County
New Castle County
ZIP codes with stores
19801, 19803, 19808
Hours (4 stores list them)
Open Saturday: 3
Open until 7 pm or later on weekdays: 1

Typical cost in Delaware

Rules for lenders in Wilmington

Wilmington has no local payday or title loan ordinance in our records, so Delaware state law applies.

  • A short-term consumer loan can be at most $1,000. Source: 5 Del. C. § 2227(7) · verified Oct 9, 2026
  • A borrower can have at most 5 short-term consumer loans from all lenders in any 12-month period. Source: 5 Del. C. § 2235A(a)(1) · verified Oct 9, 2026
  • A short-term consumer loan has a stated repayment period of less than 60 days. Source: 5 Del. C. § 2227(7) · verified Oct 9, 2026
  • No more than 4 rollovers of an existing short-term consumer loan are permitted. Source: 5 Del. C. § 2235A(a)(2) · verified Oct 9, 2026

All rules: Delaware lending rules.

Questions people ask

How many installment lenders are in Wilmington, DE?

We list 3 installment lenders, 2 payday loan stores and 1 title loan store in Wilmington, checked against their sources as of October 9, 2026.

Are payday loans legal in Delaware?

Yes. Payday lenders operate in Delaware under state rules. For example: A short-term consumer loan can be at most $1,000 (5 Del. C. § 2227(7)).

Which lenders have the most stores in Wilmington?

Check 'n Go (2 stores), OneMain Financial (1 store) and TitleMax (1 store).

Are any lenders in Wilmington open on weekends?

Of the 4 stores that publish hours, 3 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Check 'n Go locations (DE) · 2 locations Last verified Oct 11, 2026
  2. OneMain Financial branches (DE) · 1 location Last verified Oct 11, 2026
  3. 5 Del. C. § 2202(a) · General rules Last verified Oct 9, 2026 · high confidence
  4. 5 Del. C. § 2227(7), 5 Del. C. § 2235A(a)(1), 5 Del. C. § 2235A(a)(2), 5 Del. C. § 2235B(a), 5 Del. C. § 2227(5), 5 Del. C. § 2235A(a)(4), 5 Del. C. § 2229, 5 Del. C. §§ 2229, 2250(4) · Payday loans (deferred presentment), Title loans Last verified Oct 9, 2026 · high confidence
  5. 5 Del. C. § 2250(4), 5 Del. C. § 2253(a), 5 Del. C. § 2254, 5 Del. C. § 2255(a), 5 Del. C. § 2260, 5 Del. C. § 2257 · Title loans Last verified Oct 9, 2026 · high confidence
  6. 24 Del. C. § 2310(a), 24 Del. C. § 2313(a), 24 Del. C. § 2316, 24 Del. C. § 2315 · Pawn loans Last verified Oct 9, 2026 · high confidence
  7. 24 Del. C. § 2304(a)(2), 24 Del. C. § 2307(a)(1) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.