CashAdvance.io

Connecticut lender directory

Payday Loans in Connecticut: Rates Capped at 36%. Here Are the Legal Options

We list no payday loan stores in Connecticut, and Connecticut law caps what lenders can charge. Below is what the law says, and the licensed ways to borrow in Connecticut that we track.

What Connecticut law says

A small loan under $5,000 may not carry an APR above 36 percent (or the lower Military Lending Act rate).

Source: Conn. Gen. Stat. § 36a-558(d)(1) · verified Oct 9, 2026

A loan to someone in Connecticut has to stay within this limit unless the lender is licensed or otherwise authorized by Connecticut law to charge more. We list no payday loan stores in Connecticut; the licensed options we track are below.

If someone offers you a payday loan in Connecticut

Some lenders based in other states or online still advertise payday loans to Connecticut residents. A loan from a lender that is not licensed in Connecticut may not come with the protections that licensed lenders must give, such as cost limits and complaint rights. Before you borrow, check that the lender is licensed in Connecticut.

To report a lender or ask a question, contact the Connecticut Department of Banking (DOB).

Questions people ask

Are payday loans legal in Connecticut?

We list no payday loan stores in Connecticut. A small loan under $5,000 may not carry an APR above 36 percent (or the lower Military Lending Act rate) (Conn. Gen. Stat. § 36a-558(d)(1)).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Where the facts on this page come from, and when we last checked them.

  1. Conn. Gen. Stat. § 36a-558(d)(1) · Interest rate cap Last verified Oct 9, 2026 · medium confidence
  2. Connecticut Department of Banking (DOB) · Licensing and complaints Date not recorded

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.