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Colorado (CO) lender directory

Pawn Shops in Colorado

Looking for a pawn shop near you in Colorado? Pick your city below. We list 31 stores in 14 Colorado cities, built from lenders' own store pages. Data last checked October 9, 2026.

Payday loans in Colorado: rates capped at 36% →

Pawn shops by city

Pawn shops in Colorado: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

  • Pawnbrokers are licensed and regulated by local licensing authorities (cities, counties), not by the state; local rules must be at least as restrictive as the state pawnbroker article. Source: Colo. Rev. Stat. 29-11.9-102 · verified Oct 9, 2026 · medium confidence
  • The fixed price to redeem pawned property cannot exceed the original purchase price plus one-fifth (20 percent) of that price for each month. Source: Colo. Rev. Stat. 29-11.9-101(2) · verified Oct 9, 2026 · medium confidence
  • A pawnbroker must hold pawned goods for ten days after the maturity date of the contract. Source: Colo. Rev. Stat. 29-11.9-103(5) · verified Oct 9, 2026 · medium confidence

Lenders in Colorado are licensed by the Colorado Attorney General, UCCC Administrator. See also online lenders and apps in Colorado.

Colorado lending statistics

Official figures, grouped by the report they come from. Older reports are the latest published for that measure.

Colorado AG, 2016 Deferred Deposit/Payday Lenders Annual Report (2016)

LoanMeasureValue
Payday (deferred presentment)Total amount financed$166,353,683
Payday (deferred presentment)Average amount financed$400.33
Payday (deferred presentment)Average contracted APR186.39%
Payday (deferred presentment)Average contracted finance charge$248.71
Payday (deferred presentment)Average contracted term191 days
Payday (deferred presentment)Consumers207,220
Payday (deferred presentment)Licensed locations reporting180
Payday (deferred presentment)Loans made414,284

Source: Colorado AG, 2016 Deferred Deposit/Payday Lenders Annual Report · verified Oct 9, 2026

Colorado AG, 2022-2024 Supervised Lender Annual Report Composite (Appendix F) (2023)

LoanMeasureValue
Installment loanAverage APR (closed-end loans)21.83%
Installment loanClosed-end supervised loans42,926

Source: Colorado AG, 2022-2024 Supervised Lender Annual Report Composite (Appendix F) · verified Oct 9, 2026

Questions people ask

Are payday loans legal in Colorado?

We list no payday loan stores in Colorado. The finance charge on a payday (deferred deposit) loan cannot exceed an annual percentage rate of 36 percent, and a lender may charge only the charges the Deferred Deposit Loan Act expressly allows (Colo. Rev. Stat. 5-3.1-105).

How many pawn shops are in Colorado?

We list 31 pawn shops in Colorado, in 14 cities.

Which Colorado cities have the most pawn shops?

Colorado Springs (6), Aurora (4), Lakewood (4), Denver (2) and Federal Heights (2).

How much can lenders charge in Colorado?

The fixed price to redeem pawned property cannot exceed the original purchase price plus one-fifth (20 percent) of that price for each month (Colo. Rev. Stat. 29-11.9-101(2)). More limits are listed under the state rules on this page.

How do I check a lender's license in Colorado?

Lenders in Colorado are licensed by the Colorado Attorney General, UCCC Administrator. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. EZPAWN store locator (CO) · 31 locations Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), CO · 22 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Colo. Rev. Stat. 5-2-301(1) · General rules Last verified Oct 9, 2026 · medium confidence
  4. Colo. Rev. Stat. 5-2-302(4) · General rules Last verified Oct 9, 2026 · medium confidence
  5. Colo. Rev. Stat. 5-3.1-105 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Colo. Rev. Stat. 5-3.1-101.5 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Colo. Rev. Stat. 5-3.1-106(1), Colo. Rev. Stat. 5-3.1-106(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. Colo. Rev. Stat. 5-3.1-108(1), Colo. Rev. Stat. 5-3.1-108(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  9. Colo. Rev. Stat. 5-3.1-112 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  10. Colo. Rev. Stat. 5-3.1-116 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  11. Colo. Rev. Stat. 5-2-201(1), Colo. Rev. Stat. 5-2-201(3)(a), Colo. Rev. Stat. 5-2-201(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  12. Colo. Rev. Stat. 5-2-214(1), Colo. Rev. Stat. 5-2-214(2) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  13. Colo. Rev. Stat. 5-2-308(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  14. Colo. Rev. Stat. 29-11.9-102 · Pawn loans Last verified Oct 9, 2026 · medium confidence
  15. Colo. Rev. Stat. 29-11.9-101(2) · Pawn loans Last verified Oct 9, 2026 · medium confidence
  16. Colo. Rev. Stat. 29-11.9-103(5) · Pawn loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.