Online lender / app
EarnIn
Offers: Earned-wage access. Website: www.earnin.com.
EarnIn advance terms
In EarnIn's own words, from its website and help center. A term we could not find stated is left out.
- Maximum advance
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$1,000
Access up to $200 /day, with a max of $1,000 per pay period
Source - First advance, up to
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$20–$100 per day for new users, typically (not a fixed cap)
New users typically begin with $20-$100 per day
Source - Instant transfer fee
-
Lightning Speed starts at $3.99
Lightning Speed 3 transfers start at $3.99
Source - Standard transfer
-
free, 1–3 business days
Standard delivery is completely free and arrives in 1–3 business days
Source - Tips
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optional tips
EarnIn runs on optional tips
Source - Interest and late fees
-
no interest
No interest, no credit check, no mandatory fees
Source - Repayment
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automatically when your paycheck hits
Any earnings & optional tips are repaid when your paycheck hits
Source - Support email
- care@earnin.com
- Support phone
- 1-888-537-9883
Sources
Where the facts about EarnIn on this page come from, and when we last checked each source.
- Trustpilot · Link to customer reviews (not a CashAdvance rating) Date not recorded Link built from the brand's own website address; we have not yet confirmed the page exists.
- EarnIn help center · Advance terms Last verified Oct 11, 2026
- EarnIn help center · Advance terms Last verified Oct 11, 2026
- EarnIn help center · Advance terms Last verified Oct 11, 2026
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
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