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Maricopa County, Arizona (AZ)

Installment Loans in Surprise, AZ

1 lender in Surprise, AZ · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Surprise, Arizona? We list 1 installment lender in Surprise with its address, phone number, opening hours and, where Arizona publishes it, license status. Last checked October 9, 2026.

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Surprise lenders at a glance

Surprise, in Maricopa County (population 167,564), has 1 lender location in our directory: 1 installment lender, all in ZIP code 85388. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Glendale, about 18 miles away, with 5 locations.

Stores by loan type
Installment loans 1
County
Maricopa County
ZIP code
85388
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Surprise

Surprise has no local payday or title loan ordinance in our records, so Arizona state law applies.

  • Payday loans are not legal in Arizona: the law that allowed deferred presentment (payday) lending expired on June 30, 2010 and the state no longer licenses payday lenders. Consumer loans above 36 percent a year (plus authorized fees) have been illegal since July 1, 2010. Source: Former A.R.S. §§ 6-1251 to 6-1263 (expired 2010-06-30); DIFI FAQ · verified Oct 9, 2026

All rules: Arizona lending rules.

Questions people ask

How many installment lenders are in Surprise, AZ?

We list 1 installment lender in Surprise, checked against their sources as of October 9, 2026.

Are payday loans legal in Arizona?

No. Arizona no longer licenses payday lenders. Payday loans are not legal in Arizona: the law that allowed deferred presentment (payday) lending expired on June 30, 2010 and the state no longer licenses payday lenders. Consumer loans above 36 percent a year (plus authorized fees) have been illegal since July 1, 2010 (Former A.R.S. §§ 6-1251 to 6-1263 (expired 2010-06-30); DIFI FAQ).

Which lenders have the most stores in Surprise?

OneMain Financial (1 store).

Are any lenders in Surprise open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (AZ) · 1 location Last verified Oct 15, 2026
  2. A.R.S. § 6-632(A)(1), A.R.S. § 6-632(A)(2)(a) · General rules Last verified Oct 9, 2026 · high confidence
  3. A.R.S. § 6-601(7) · General rules Last verified Oct 9, 2026 · high confidence
  4. A.R.S. § 44-1201(A)(2) · General rules Last verified Oct 9, 2026 · high confidence
  5. Former A.R.S. §§ 6-1251 to 6-1263 (expired 2010-06-30); DIFI FAQ · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  6. A.R.S. § 6-635(A)(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  7. A.R.S. § 6-634(B) · Installment and consumer finance loans Last verified Oct 9, 2026 · high confidence
  8. A.R.S. § 44-1627(A)-(B) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.